730 Palmera Ct, Alameda, CA 94501 Property Records

Alameda County property record for 730 Palmera Ct, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,846 sqft · built 1925
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Apr 2008)
Tax Bill	$23,612 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-1255-28`

Property Details

APN / Parcel Number

Primary APN	`74-1255-28`
Alternative APN	`074-1255-028-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,846 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,880 sqft (0.135 acres)

Location & Zoning

Street Address	730 PALMERA CT
City	ALAMEDA
State	CA
Zip	94501-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00028 BLK: AR: 0074 PAGE: 1255
Legal Subdivision	EMMONS
Legal Lot Number	12&11
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2005
Census Tract	428500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 PALMERA CT, ALAMEDA, CA 94501-4137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUTHER BURBANK SAVINGS
May 13, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2008 · Amount on Record
Deed Sale	Apr 8, 2008 · Amount on Record
Prior Sale	Jan 27, 1998 · Amount on Record
Deed Document Number	2008115019
Last Transfer Date	Nov 21, 2014
Transfer Doc	0000293319
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	730 PALMERA CT, ALAMEDA, CA 94501-4137
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 PALMERA CT, ALAMEDA, CA 94501-4137

Mortgage

Document Number	0000034140
Date	Mar 8, 2024
Instrument	2024034140

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	730 PALMERA CT, ALAMEDA, CA 94501-4137
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 PALMERA CT, ALAMEDA, CA 94501-4137

Mortgage

Document Number	0000256605
Date	Jul 23, 2021
Instrument	2021256605

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	730 PALMERA CT, ALAMEDA, CA 94501-4137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTMINISTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087753
Date	May 13, 2019
Instrument	2019087753

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,734,596 (+1.59%) Land $522,479 Building $1,219,117
2025	$23,612.00 (+6.43%) Homeowner's exemption	$1,707,458 (+4.04%) Land $512,237 Building $1,195,221
2023	$22,185.00 Homeowner's exemption	$1,641,171 Land $492,351 Building $1,148,820	$2,032,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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