Santa Cruz County property record for 730 Palm Ave, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,154 sqft · built 1923 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,500 (Apr 2020) |
| Tax Bill | $7,522 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-201-05 |
| Primary APN | 018-201-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,154 sqft Living Area |
| Gross Area | 4,245 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 63 sqft |
| Patio Area | 63 sqft |
| Total Buildings | 3 Buildings |
| Heating System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 730 PALM AVE, A |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | JOY & MAHERS ADD |
| Legal Lot Number | 32,31 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 110201 |
730 Palm Ave is owned by two individuals who bought it in April 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 730 PALM AVE, WATSONVILLE, CA 95076-4039 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Apr 23, 2020 | Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on File |
| Deed Sale | Apr 23, 2020 · Amount on File |
| Prior Sale | Mar 6, 2001 · Amount on File |
| Deed Document Number | 202013957 |
| Prior Transfer Date | Apr 16, 2020 |
| Prior Transfer Doc | 0000013957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 730 PALM AVE, WATSONVILLE, CA 95076-4039 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 730 PALM AVE, WATSONVILLE, CA 95076-4039 |
| Document Number | 0000017004 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-0017004 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 23, 2020 |
| Property Address | 730 PALM AVE, WATSONVILLE, CA 95076-4039 |
| Document Number | 0000013957 |
| Map Reference | MB 5 PG 1 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 2020-0013957 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 730 PALM AVE, WATSONVILLE, CA 95076-4039 |
| Document Number | 0000013958 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-0013958 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 730 Palm Ave was $7,522.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,892 (+2%) Land $276,511 Building $311,381 | ||
| 2025 | $7,522.00 | $576,366 Land $271,090 Building $305,276 | |
| 2023 | $6,560.00 (+1.78%) | $553,984 Land $260,563 Building $293,421 | $644,040 |
| 2022 | $6,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 730 Palm Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 730 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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