730 Overlook Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 730 Overlook Dr, Winter Haven, FL 33884

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,600 sqft · built 1969
Lot Size	0.065 acres (2,814 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Jun 2025)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662500-000232`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662500-000232`
Alternative APNs	`352826662500000232` `52826000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,600 sqft Gross Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2004
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,814 sqft (0.065 acres)
View / Lot	Commercial
Canopy	206 sqft

Location & Zoning

Street Address	730 OVERLOOK DR
City	WINTER HAVEN
State	FL
Zip	33884-1670
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 2 THAT PART DESC AS COMM 306.75 FT S & 880.13 FT W OF NE COR OF SEC 35 RUN S 29 DEG 03 MIN W 179.15 FT FOR POB S 60 DEG 57 MIN E 133 FT S 29 DEG 03 MIN W 21.15 FT N 60 DEG 57 MIN W 133 FT N 29 DEG 03 MIN E 21.15 FT
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	662500
Legal Block	1
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1015
Census Tract	14001

Owner

730 Overlook Dr, a commercial property, is owned by a company that bought it in June 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	4328 EMERALD PALMS BLVD, WINTER HAVEN, FL 33884-3503
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Jul 16, 2020 · Amount on File
Deed Document Number	2025126916
Deed Book / Page	13567 / 1112
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 16, 2020
Property Address	730 OVERLOOK DR, WINTER HAVEN, FL 33884-1670
Document Number	0113011592
Book / Page	011301 / 001592
Instrument Date	Jul 10, 2020
Instrument	143115
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ORLANDO TITLE PROFESSIONALS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2915 WINTER HAVEN FL 338832915, WINTER HAVEN, FL 33883-2915

Mortgage

Document Number	113011594
Date	Jul 16, 2020
Book Page	011301/001594
Instrument	143116

Lender

Name	WILLIAM MTG
Type	Mortgage Company
Address	SAFETY HARBOR, FL 34695

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2040

Interest

Rate	15%

Tax Assessment & Valuation

The 2025 property tax bill for 730 Overlook Dr was $1,399, down 23.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,924 (+39.18%) Land $22,504 Building $124,420	$146,924 (+39.18%) Land $22,504 Building $124,420
2025	$1,399.00 (-23.64%)	$105,562 Land $10,689 Building $94,873	$105,562 Land $10,689 Building $94,873
2024	$1,832.00 (-3.68%)
2023	$1,902.00 (+3.99%)	$107,145 (+4.32%) Land $10,689 Building $96,456	$107,145 (+4.32%) Land $10,689 Building $96,456
2022	$1,829.00	$102,706 Land $10,689 Building $92,017	$102,706 Land $10,689 Building $92,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 730 Overlook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	134 units insured incl. 91 condo units
Nearby Flood Claims	22 (1979–2022)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORCHID SPRINGS private · serves 750 people · EPA ID FL6531313
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	WINTER HAVEN WATER DEPARTMENT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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