730 Main St, Melrose, MN 56352 Property Records

Stearns County property record for 730 Main St, Melrose, MN 56352

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,344 sqft · built 1887
Lot Size	0.49 acres (21,534 sqft)
Owner	Individual Name on Record
Last Sale	$249,351 (Jun 2026)
Tax Bill	$1,612 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`68-37986-0004`

Property Details

APN / Parcel Number

Primary APN	`68-37986-0004`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,355 sqft
1st Floor Area	432 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,534 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	730 MAIN ST
City	MELROSE
State	MN
Zip	56352-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.43A S127.33' OF N975' OF LOT 15 TWP 125 R 32 AUD SUBD SEC 18 SECTION 18 TOWNSHIP 125 RANGE 032 AUD SUBD SEC 18 SECTION 18
Legal Range	32W
Legal Township	125
Legal Section	18
Legal Subdivision	AUD SUBD SEC 18
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	NEW MUNICH
Census Block Group	1
Census Block	1036
Census Tract	10500

Owner

Source: Stearns County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	730 MAIN ST, MELROSE, MN 56352-8323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 18, 2019	Warranty Deed, Transfer
Sep 26, 2017	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	20261714243
Prior Transfer Date	Feb 28, 2025
Prior Transfer Doc	00A1689411
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 2, 2026
Property Address	730 MAIN ST, MELROSE, MN 56352-8323
Document Number	0001714243
Instrument Date	May 15, 2026
Instrument	20261714243
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,108.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 MAIN ST, MELROSE, MN 56352-8323

Mortgage

Document Number	0001714244,
Date	Jun 2, 2026
Instrument	20261714244

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 18, 2019
Property Address	730 MAIN ST, MELROSE, MN 56352-8323
Document Number	00A1545858
Instrument Date	Jun 13, 2019
Instrument	A1545858
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 MAIN ST, MELROSE, MN 56352-8323

September 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 26, 2017
Property Address	730 MAIN ST, MELROSE, MN 56352-8323
Document Number	00A1505318
Instrument Date	Sep 20, 2017
Instrument	A1505318
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6904 20TH ST, HOLDINGFORD, MN 56340-9558

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	New Munich City
Unified School District	Melrose Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,612.00 (+15.64%)
2025		$180,700 (+19.27%) Land $15,100 Building $165,600	$180,700 (+19.27%) Land $15,100 Building $165,600
2023	$1,394.00	$151,500 Land $15,100 Building $136,400	$151,500 Land $15,100 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	New Munich serves 320 people · EPA ID MN1730017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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