730 Live Oak Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 730 Live Oak Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,419 sqft · built 1994
Lot Size	0.3 acres (13,090 sqft)
Owner	2 Individual Names on File
Last Sale	$503,238 (May 2026)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	May 2018 Mortgage Nov 2013 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`1209K-02-030.000`

Property Details

APN / Parcel Number

Primary APN	`1209K-02-030.000`
Alternative APN	`005262`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,419 sqft Adjusted Area
1st Floor Area	2,340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,090 sqft (0.3 acres)
Lot Dimensions	170 ft deep x 77 ft wide
Deck Area	408 sqft
Gazebo	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	730 LIVE OAK DR
City	BILOXI
State	MS
Zip	39532-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 -WATER FRONT- NORTH HAVEN SUBD AMENDED
Legal Range	10W
Legal Township	07S
Legal Section	23
Legal Subdivision	NORTH HAVEN SUBD AMENDED
Legal Lot Number	16
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2014
Census Tract	3309

Owner

730 Live Oak Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Harrison County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 MEREAUX PT, HATTIESBURG, MS 39402-8178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Nov 20, 2013	Deed of Trust, Mortgage BANCORPSOUTH BANK
Dec 21, 2012	Deed of Trust, Mortgage BANCORPSOUTH BANK
Jan 12, 2015	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BK
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Aug 16, 2022 · Amount on File
Deed Document Number	20262800
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	730 LIVE OAK DR, BILOXI, MS 39532-4322
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20180001367TJ2
Date	May 14, 2018
Instrument	2018-0001367-T-J2

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39215

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2028

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	730 LIVE OAK DR, BILOXI, MS 39532-4322
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 LIVE OAK DR, BILOXI, MS 39532-4322

Mortgage

Document Number	20134182TJ2
Date	Nov 20, 2013
Instrument	2013-4182-T-J2

Lender

Name	BANCORPSOUTH BANK
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 5, 2014

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	730 LIVE OAK DR, BILOXI, MS 39532-4322
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 LIVE OAK DR, BILOXI, MS 39532-4322

Mortgage

Document Number	20124680TJ2
Date	Dec 21, 2012
Instrument	2012-4680-T-J2

Lender

Name	BANCORPSOUTH BANK
Address	PO BOX 4360, TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2017

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	730 LIVE OAK DR, BILOXI, MS 39532-4322
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2015104TJ2
Date	Jan 12, 2015
Instrument	2015104TJ2

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	248 E CAPITOL STREET

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 12, 2024

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 14, 2026
Property Address	730 LIVE OAK DR, BILOXI, MS 39532-4322
Document Number	0000002800
Instrument Date	May 13, 2026
Instrument	2026.2800
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 MEREAUX PT, HATTIESBURG, MS 39402-8178

Mortgage

Document Number	0000002801,
Date	May 14, 2026
Instrument	2026.2801

Lender

Name	HANCOCK WHITNEY BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 16, 2022
Property Address	730 LIVE OAK DR, BILOXI, MS 39532-4322
Document Number	20220006453DJ2
Map Reference	PB 7 PG 5
Instrument Date	Aug 13, 2022
Instrument	2022-0006453-D-J2
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 W TOUCAN LOOP, 735, HERNANDO, FL 34442-5131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 LIVE OAK DR, BILOXI, MS 39532-4322

Mortgage

Document Number	20220006454TJ2
Date	Aug 16, 2022
Instrument	2022-0006454-T-J2

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 730 Live Oak Dr was $2,778 with exemptions applied, up 4.3% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,778.00 (+4.28%) Homeowner's exemption Disabled Person's exemption	$27,541	$275,407 Land $54,327 Building $221,080
2024	$2,664.00 (+1.02%)
2023	$2,637.00 Homeowner's exemption Disabled Person's exemption	$26,763	$267,626 Land $54,327 Building $213,299
2022	$2,637.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 730 Live Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Live Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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