730 Gandy Cemetery Rd, Bartow, FL 33830 Property Records

Polk County property record for 730 Gandy Cemetery Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,755 sqft · built 2023
Lot Size	4.94 acres (215,478 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Aug 2021)
Tax Bill	$5,756 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-000000-032010`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-000000-032010`
Alternative APNs	`352925000000032010` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,755 sqft Living Area
Gross Area	4,703 sqft
1st Floor Area	2,879 sqft
Upper Floors Area	876 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	215,478 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	948 sqft
Porch	Finished/Open Porch
Shed	1 Shed
Shed Area	2,440 sqft

Location & Zoning

Street Address	730 GANDY CEMETERY RD
City	BARTOW
State	FL
Zip	33830-8789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	N 167 FT OF S 334 FT OF S1/2 OF SE1/4 OF NW1/4 LESS MAINT R/W & LESS ADDL R/W AS DESC IN OR 8151-1993
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	DIETZ
Legal Tract	A
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2018
Census Tract	14501

Owner

730 Gandy Cemetery Rd is owned and occupied by an individual who bought it in August 2021.

Source: Polk County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	730 GANDY CEMETERY RD, BARTOW, FL 33830-8789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME SOLUTION LENDERS INC
Aug 17, 2023	Correction Deed UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND
Aug 22, 2022	Intrafamily Transfer, Transfer EASY TITLE COMPANY LLC
Aug 18, 2021	Warranty Deed, Transfer · Line of Credit FARM CREDIT OF CENTRAL FLORIDA ACA
Apr 14, 2021	Warranty Deed, Transfer · Line of Credit FARM CREDIT OF CENTRAL FLORIDA ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	2021216217
Deed Book / Page	11854 / 963
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	0000216217
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	730 GANDY CEMETERY RD, BARTOW, FL 33830-8789
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 RICHMOND WAY, BARTOW, FL 33830-3063

Mortgage

Document Number	0000098738
Date	Apr 11, 2022
Book Page	12204/1910
Instrument	2022098738

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company
Address	BARTOW, FL 33830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2053

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Aug 17, 2023
Property Address	730 GANDY CEMETERY RD, BARTOW, FL 33830-8789
Document Number	0000193725
Book / Page	12805 / 875
Instrument Date	Aug 14, 2023
Instrument	2023193725
Record Updated	Aug 31, 2023
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5572 VINTAGE VIEW BLVD, LAKELAND, FL 33812-3094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 RICHMOND WAY, BARTOW, FL 33830-3063

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Aug 22, 2022
Property Address	730 GANDY CEMETERY RD, BARTOW, FL 33830-8789
Document Number	0000228377
Book / Page	12389 / 208
Instrument Date	Jul 25, 2022
Instrument	2022228377
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	EASY TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5572 VINTAGE VIEW BLVD, LAKELAND, FL 33812-3094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GANDY CEMETERRY AROAD, BARTOW, FL 33830

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 18, 2021
Property Address	730 GANDY CEMETERY RD, BARTOW, FL 33830-8789
Document Number	0000216217
Book / Page	11854 / 963
Instrument Date	Aug 13, 2021
Instrument	2021216217
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Tax	$392.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5572 VINTAGE VIEW BLVD, LAKELAND, FL 33812-3094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 RICHMOND WAY, BARTOW, FL 33830-3063

Mortgage

Document Number	0011854965
Date	Aug 18, 2021
Instrument	11854/965

Lender

Name	FARM CREDIT OF CENTRAL FLORIDA ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 14, 2021
Property Address	730 GANDY CEMETERY RD, BARTOW, FL 33830-8789
Document Number	0000094139
Book / Page	11666 / 1939
Map Reference	MB 8151 PG 1993
Instrument Date	Apr 9, 2021
Instrument	2021094139
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 12TH ST # ST900, ST900, OAKLAND, CA 94607-4046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5572 VINTAGE VIEW BLVD, LAKELAND, FL 33812-3094

Mortgage

Document Number	0116661941
Date	Apr 14, 2021
Instrument	11666/1941

Lender

Name	FARM CREDIT OF CENTRAL FLORIDA ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 730 Gandy Cemetery Rd was $5,756 with a homeowner's exemption, down 35.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,575 (+2.7%)	$617,815 (-1.01%) Land $74,201 Building $543,614
2025	$5,756.00 (-35.23%)	$485,467	$624,107 Land $74,201 Building $549,906
2024	$8,887.00 (+706.44%)
2023	$1,102.00 (+38.62%)	$71,727 (+19.83%) Land $71,727	$71,727 (+19.83%) Land $71,727
2022	$795.00	$59,855 Land $59,855	$59,855 Land $59,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 730 Gandy Cemetery Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Gandy Cemetery Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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