730 E Lake St, Waupaca, WI 54981 Property Records

Waupaca County property record for 730 E Lake St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,492 sqft · built 1929
Lot Size	0.288 acres (12,559 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2021)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	Oct 2021 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-30-70-182`

Property Details

APN / Parcel Number

Primary APN	`34-30-70-182`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,492 sqft Gross Area
1st Floor Area	1,540 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Old Style
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	12,559 sqft (0.288 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	730 E LAKE ST
City	WAUPACA
State	WI
Zip	54981-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLS69&72 PRES & TRUSTEE PLAT COM ON 1/4 SEC LN AT PT 2.5FT W OF E/LN OF OL69 N TO LAKE STW60FT S TO 1/4 SEC LN E60FT TO POB V376P472 V521P445 V535P561 V569P289
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	PRES & TRUSTEE PLAT
Legal Lot Number	N
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	4
Census Block	4045
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 E LAKE ST, WAUPACA, WI 54981-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS STATE BANK OF WAUPACA
Sep 5, 2018	Warranty Deed, Transfer · ARM FOX COMMUNITIES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	2021899508
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Oct 8, 2021
Property Address	730 E LAKE ST, WAUPACA, WI 54981-1851
Document Number	899508
Instrument Date	Oct 8, 2021
Instrument	899508
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 E LAKE ST, WAUPACA, WI 54981-1851

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	730 E LAKE ST, WAUPACA, WI 54981-1851
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	891660
Date	Feb 19, 2021
Instrument	891660

Lender

Name	THE FARMERS STATE BANK OF WAUPACA
Type	Bank
Address	WAUPACA, WI 54981

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Sep 5, 2018
Property Address	730 E LAKE ST, WAUPACA, WI 54981-1851
Document Number	0000865363
Instrument Date	Aug 31, 2018
Instrument	865363
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 STONE RIDGE RD APT 2, 2, WAUPACA, WI 54981-8636

Mortgage

Document Number	0000865364
Date	Sep 5, 2018
Instrument	865364

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,384.00 (+17.75%)	$196,300 (+13.34%) Land $19,400 Building $176,900
2023	$2,874.00 (+57.31%)	$173,200 (+120.08%) Land $19,400 Building $153,800	$221,743 (+120.08%) Land $24,837 Building $196,906
2022	$1,827.00	$78,700 Land $12,600 Building $66,100	$100,757 Land $16,131 Building $84,626

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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