730 Co Rd 401, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 730 Co Rd 401, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1,664 sqft · built 2008
Lot Size1.1 acres (48,194 sqft)
OwnerIndividual Name on File
Tax Bill$867 (2026)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone AE (high risk)
APN13-09-08-28-0-000-028.000

Property Details

APN / Parcel Number

Primary APN13-09-08-28-0-000-028.000
Alternative APNs
  • ALT APN:0908280000028000
  • 16383

Interior

Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area48,194 sqft (1.1 acres)

Exterior Amenities

PorchPatio
Porch Area240 sqft
Deck Area200 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number16383
Street Address730 COUNTY ROAD 401
CityCEDAR BLUFF
StateAL
Zip35959-4332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24, BLOCK A, BAYVIEW EST S/D. PB 7/25
Legal Range09E
Legal Township09S
Legal Section28
Legal SubdivisionBAYVIEW ESTATES
Legal BlockA
Legal Lot Number24
JurisdictionCHEROKEE AL
Township / Civil DivisionLEESBURG
Census Block Group3
Census Block3043
Census Tract955802

Owner

730 Co Rd 401 is owned by an individual who acquired it in June 2005.

Source: Cherokee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 680600, FORT PAYNE, AL 35968-1606
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2005
Deed SaleJun 7, 2005
Deed Book / Page426 / 135
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address730 COUNTY ROAD 401, CEDAR BLUFF, AL 35959-4332
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000209502
DateOct 17, 2019
Instrument209502
Lender
NameFIRST FIDELITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 730 Co Rd 401 was $867, down 8.6% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$867.00 (-8.64%)
2025$949.00 (+2.93%)$23,420 (+3.45%) Land $12,040 Building $11,380$275,100 (+2.96%) Land $120,400 Building $154,700
2024$922.00 (-17.9%) Additional exemption filed$22,640 (-15.33%) Land $11,260 Building $11,380$267,200 (-) Land $112,500 Building $154,700
2023$1,123.00$26,740 (+74.09%)$267,200 (-) Land $112,500 Building $154,700
2022$1,123.00$15,360 Land $11,260 Building $4,100$267,200 Land $112,500 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 730 Co Rd 401 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Co Rd 401 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10

May also be available: Killians Electronics, Xfinity.

Nearby Properties on Co Rd 401

Nearby Streets

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