730 Certificate Ct, Charleston, SC 29414 Property Records

Charleston County property record for 730 Certificate Ct, Charleston, SC 29414

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,240 sqft · built 2007
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Oct 2021)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`301-00-00-554`

Property Details

APN / Parcel Number

Primary APN	`301-00-00-554`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,240 sqft Living Area
1st Floor Area	620 sqft
Upper Floors Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Terrain	High
Porch	Porch
Porch Area	28 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	730 CERTIFICATE CT
City	CHARLESTON
State	SC
Zip	29414-9117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -GRAND OAKS TOWNHOUSE PHASE 1A DESCRIPTION -LOT 12
Legal Subdivision	GRAND OAKS TOWNHOUSE PHASE 1A
Legal Phase	1A
Legal Lot Number	12
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3012
Census Tract	5800

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4122 RIGSBY LN, CHARLESTON, SC 29414-6167
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jul 30, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 4, 2020	Deed of Trust, Mortgage · Conventional with PMI DIRECT MTG LN
Oct 2, 2018	Quit Claim Deed, Transfer COOPERATIVE TITLE LLC
Apr 26, 2017	Warranty Deed, Transfer · FHA Mortgage RESMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Book / Page	1040 / 751
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0010180846
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 7, 2021
Property Address	730 CERTIFICATE CT, CHARLESTON, SC 29414-9117
Document Number	0010400751
Book / Page	1040 / 751
Map Reference	MB EK PG 258
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 RIGSBY LN, CHARLESTON, SC 29414-6167

Mortgage

Document Number	0001040752
Date	Oct 7, 2021
Instrument	1040/752

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jul 30, 2021
Property Address	730 CERTIFICATE CT, CHARLESTON, SC 29414-9117
Document Number	0010180846
Book / Page	1018 / 846
Map Reference	MB EK PG 258
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 CERTIFICATE CT, CHARLESTON, SC 29414-9117

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	730 CERTIFICATE CT, CHARLESTON, SC 29414-9117
Document Number	0931/0723
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	730 CERTIFICATE CT CHARLESTON SC 294149117, CHARLESTON, SC 29414-9117

Mortgage

Document Number	0931/0723
Date	Nov 3, 2020
Book Page	000931/000723

Lender

Name	DIRECT MTG LN
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 2, 2018
Property Address	730 CERTIFICATE CT, CHARLESTON, SC 29414-9117
Document Number	0750/0637
Book / Page	000750 / 000637
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	COOPERATIVE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	730 CERTIFICATE CT CHARLESTON SC 294149117, CHARLESTON, SC 29414-9117

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 26, 2017
Property Address	730 CERTIFICATE CT, CHARLESTON, SC 29414-9117
Document Number	0633/0375
Book / Page	000633 / 000375
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	COOPERATIVE TITLE AND ESCROW INC, COOPERATIVE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 CERTIFICATE CT CHARLESTON SC 294149117, CHARLESTON, SC 29414-9117

Mortgage

Document Number	633/0376
Date	Apr 26, 2017
Book Page	000633/000376

Lender

Name	RESMAC
Address	BOCA RATON, FL 33487

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+14.98%)	$313,375 (+2,775%) Land $52,475 Building $260,900	$327,000 (+2%) Land $66,100 Building $260,900
2024	$1,495.00 (+8.73%)	$10,900 (-)
2022	$1,375.00	$10,900	$272,500 (-) Land $36,100 Building $236,400
2020			$272,500 Land $36,100 Building $236,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 280 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	280 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

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