Schenectady County and Schenectady City property record for 730 Central Pkwy, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,970 sqft · built 1930 |
| Lot Size | 0.198 acres (8,645 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,500 (Mar 2023) |
| Tax Bill | $9,244 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.37-1-28 |
| Primary APN | 421500 50.37-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 998 sqft |
| 2nd Floor Area | 972 sqft |
| Basement Area | 180 sqft |
| Finished Basement | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 8,645 sqft (0.198 acres) |
| Lot Dimensions | 133 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 730 CENTRAL PKWY |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PART OF 2 STUCCO AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20600 |
730 Central Pkwy is owned and occupied by two individuals who bought it in March 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 730 CENTRAL PKWY, SCHENECTADY, NY 12309-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 29, 2023 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on File |
| Deed Sale | Mar 29, 2023 · Amount on File |
| Prior Sale | Feb 20, 2008 · Amount on File |
| Deed Document Number | 202317816 |
| Deed Book / Page | 2105 / 470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 730 CENTRAL PKWY, SCHENECTADY, NY 12309-6006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6 WHIPPLE PL, GREENWICH, NY 12834-1127 |
| Document Number | 0000006701 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 202606701 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 29, 2023 |
| Property Address | 730 CENTRAL PKWY, SCHENECTADY, NY 12309-6006 |
| Document Number | 0000017816 |
| Book / Page | 2105 / 470 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 202317816 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | MG TITLE SERVICES, 3G TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 CENTRAL PKWY, SCHENECTADY, NY 12309-6006 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 542 5TH AVE, TROY, NY 12182-2602 |
| Document Number | 0000017817 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 202317817 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
The 2026 property tax bill for 730 Central Pkwy was $9,244 with a homeowner's exemption, up 2.2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,244.00 (+2.19%) Homeowner's exemption | ||
| 2025 | $9,046.00 | $204,600 Land $30,700 Building $173,900 | $338,798 Land $50,836 Building $287,962 |
| 2023 | $204,600 (-) Land $30,700 Building $173,900 | $258,987 (+3.8%) Land $38,861 Building $220,126 | |
| 2022 | $204,600 Land $30,700 Building $173,900 | $249,512 Land $37,439 Building $212,073 | |
| 2021 | $8,602.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 730 Central Pkwy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 730 Central Pkwy is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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