730 Biscayne Pl, Roscoe, IL 61073 Property Records

Winnebago County property record for 730 Biscayne Pl, Roscoe, IL 61073 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.363 acres (15,826 sqft)
Owner	2 Individual Names on File
Last Sale	$223,000 (Jan 2019)
Tax Bill	$7,690 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`08-06-405-001`

Property Details

APN / Parcel Number

Primary APN	`08-06-405-001`

Exterior

Lot Area	15,826 sqft (0.363 acres)

Location & Zoning

Street Address	730 BISCAYNE PL
City	ROSCOE
State	IL
Zip	61073-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENALI HEIGHTS NO 1 PT S1/2 SEC 6-45-2LOT 50
Legal Range	2
Legal Township	45
Legal Section	6
Legal Subdivision	DENALI HEIGHTS NO 1
Legal Lot Number	50
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3053
Census Tract	3801

Owner

Source: Winnebago County records · APN 08-06-405-001

Assessment roll updated July 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	730 BISCAYNE PL, ROSCOE, IL 61073-7215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MID BK&TR NA
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Feb 25, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDWEST CMNTY BK
Jan 16, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MIDWEST CMNTY BK
Jan 16, 2019	Grant Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	20191001387
Prior Transfer Date	Jan 09, 2019
Prior Transfer Doc	0001001386
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 21, 2026
Property Address	730 BISCAYNE PL, ROSCOE, IL 61073-7215
Document Number	0000012634
Instrument Date	May 16, 2026
Instrument	202612634
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 BISCAYNE PL, ROSCOE, IL 61073-7215

Mortgage

Document Number	0000012634,
Date	May 21, 2026
Instrument	202612634

Lender

Name	FIRST MID BK&TR NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2046

Interest

Rate	6.3%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	730 BISCAYNE PL, ROSCOE, IL 61073-7215
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001898
Date	Jan 19, 2022
Instrument	2201898

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	730 BISCAYNE PL, ROSCOE, IL 61073-7215
Document Number	0001005984
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	730 BISCAYNE PL ROSCOE IL 610737215, ROSCOE, IL 61073-7215

Mortgage

Document Number	0001005984
Date	Mar 03, 2020
Instrument	1005984

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 16, 2019
Property Address	730 BISCAYNE PL, ROSCOE, IL 61073-7215
Document Number	0001001387
Instrument Date	Jan 09, 2019
Instrument	1001387
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$334.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	730 BISCAYNE PL ROSCOE IL 61073, ROSCOE, IL 61073

Mortgage

Document Number	1001388
Date	Jan 16, 2019
Instrument	1001388

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Fixed Rate
Rate	5.5%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 16, 2019
Property Address	730 BISCAYNE PL, ROSCOE, IL 61073-7215
Document Number	0001001386
Instrument Date	Jan 09, 2019
Instrument	1001386
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$3.08
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5382 SWANSON RD ROSCOE IL 610739458, ROSCOE, IL 61073-9458

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,690.00	$99,841 (+21.89%) Land $14,158 Building $85,683	$299,523 (+21.89%) Land $42,474 Building $257,049
2022	Homeowner's exemption	$81,908 Land $11,615 Building $70,293	$245,724 Land $34,845 Building $210,879

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010038013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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