73 Winding Way, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 73 Winding Way, Watsonville, CA 95076

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,237 sqft · built 1989
Lot Size0.029 acres (1,263 sqft)
OwnerIndividual Name on Record
Last Sale$462,500 (Sep 2020)
Tax Bill$6,468 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN016-241-68

Property Details

APN / Parcel Number

Primary APN016-241-68
Alternative APN
  • 016-241-68-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,237 sqft Living Area
Gross Area1,697 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.029 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address73 WINDING WAY
CityWATSONVILLE
StateCA
Zip95076-6206
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionTRACT 1238 GREEN VALLEY HOMES
Legal Lot Number68
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract110506

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address80 WINDING WAY, WATSONVILLE, CA 95076-6204
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
BAY FCU
Sep 22, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Deed Document Number202037452
Prior Transfer DateOct 20, 1993
Prior Transfer Doc0000000814
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address73 WINDING WAY, WATSONVILLE, CA 95076-6206
Transaction TypeMortgage
Record UpdatedAug 9, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 WINDING WAY, WATSONVILLE, CA 95076-6206

Mortgage

Document Number0000013565
DateJul 24, 2023
Instrument2023-0013565
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueSep 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 22, 2020
Property Address73 WINDING WAY, WATSONVILLE, CA 95076-6206
Document Number0000037452
Map ReferenceVOL 79 PG 11
Instrument DateSep 8, 2020
Instrument2020-0037452
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 WINDING WAY, CORRALITOS, CA 95076-6204

Mortgage

Document Number0000037453
DateSep 22, 2020
Instrument2020-0037453
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$510,637 (+2%) Land $289,821 Building $220,816
2025$6,468.00 (+83.7%)$500,624 (+71.16%) Land $284,138 Building $216,486
2023$3,521.00 (+1.79%)$292,497 Land $147,367 Building $145,130$462,600
2022$3,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Winding Way

Nearby Streets

Search Property Records by Address or Parcel Number