73 White Oak Dr, Prospect, CT 06712 Property Records

Waterbury City property record for 73 White Oak Dr, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,488 sqft · built 2008
Owner	Individual Name on File
Last Sale	$281,000 (Mar 2019)
Tax Bill	$6,871 (2025)
Deeds & Mortgages	Jul 2019 Refinance Mar 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`T0258370`

Property Details

APN / Parcel Number

Primary APN	`T0258370`
Alternative APN	`PROS M:108 B:175 L:73`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0258370
Street Address	73 WHITE OAK DR
City	PROSPECT
State	CT
Zip	06712-1489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	175
Legal Lot Number	73
Jurisdiction	PROSPECT CT
Township / Civil Division	WATERBURY
Census Block Group	4
Census Block	4002
Census Tract	351300

Owner

73 White Oak Dr, a condominium, is owned and occupied by an individual who bought it in March 2019.

Source: Waterbury City records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	73 WHITE OAK DR, PROSPECT, CT 06712-1489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU
Mar 1, 2019	Trustee's Deed, Foreclosure · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	Sep 10, 2008 · Amount on File
Deed Book / Page	835 / 61
Prior Transfer Date	Feb 25, 2019
Prior Transfer Doc	835-61
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	73 WHITE OAK DR, PROSPECT, CT 06712-1489
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	842-23
Date	Jul 24, 2019
Book Page	842/23

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Aug 1, 2026

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PROSPECT CT
Recording Date	Mar 1, 2019
Property Address	73 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	835-61
Book / Page	835 / 61
Instrument Date	Feb 25, 2019
Transaction Type	Foreclosure
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	83565
Date	Mar 1, 2019
Instrument	835/65

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 73 White Oak Dr was $6,871.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,871.00	$268,730 Building $268,730	$383,900 Building $383,900
2024	$6,871.00 (+9.76%)
2023	$6,260.00 (+0.16%)	$196,130 (+0.27%) Building $196,130
2022	$6,250.00	$195,610 Building $195,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 White Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 White Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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