73 Waterwitch Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 73 Waterwitch Ave, Highlands, NJ 07732

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,036 sqft · built 1918
Lot Size0.078 acres (3,400 sqft)
OwnerIndividual Name on File
Last Sale$107,000 (Apr 2003)
Tax Bill$5,590 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN19-00120-0000-00017-01

Property Details

APN / Parcel Number

Primary APN19-00120-0000-00017-01
Alternative APNs
  • 19001200000000170001
  • 00025600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleBungalow
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area3,400 sqft (0.078 acres)
Lot Dimensions50 ft deep x 68 ft wide
Deck Area140 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number00025600
Street Address73 WATERWITCH AVE
CityHIGHLANDS
StateNJ
Zip07732-1460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF0
Legal DescriptionINCL BLK 120 LOTS 17-1 & 16
Legal SubdivisionBOROUGH/HIGHLANDS
Legal Block120
Legal Lot Number17.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1024
Census Tract800101

Owner

73 Waterwitch Ave is owned by an individual who bought it in April 2003.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address267 MONMOUTH AVE, MIDDLETOWN, NJ 07748
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2003 · Amount on File
Deed SaleApr 23, 2003 · Amount on File
Prior SaleAug 16, 2002 · Amount on File
Deed Book / Page8221 / 3251
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address73 WATERWITCH AVE, HIGHLANDS, NJ 07732-1460
Transaction TypeMortgage
Record UpdatedAug 17, 2021
Title CompanyANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095321196
DateAug 2, 2021
Book Page9532/1196
Instrument2021117045
Lender
NameMANASQUAN BANK
TypeBank
AddressMANASQUAN, NJ 08736
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 73 Waterwitch Ave was $5,590, up 19.1% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$432,300 (+32.24%) Land $332,400 Building $99,900$432,300 (+32.24%) Land $332,400 Building $99,900
2025$5,590.00 (+19.09%)$326,900 Land $227,900 Building $99,000$326,900 Land $227,900 Building $99,000
2024$4,694.00
2023$216,500 Land $121,600 Building $94,900$216,500 Land $121,600 Building $94,900
2022$3,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Waterwitch Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 131 individual policies
Nearby Flood Policies418 units insured
incl. 287 condo units
Nearby Flood Claims76 (1991–2019)
Claims Outside the SFHA3 of 76
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 54 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Waterwitch Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Waterwitch Ave

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