Mineral County property record for 73 Water Side St, Ridgeley, WV 26753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,470 sqft · built 1978 |
| Lot Size | 0.484 acres (21,083 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,075 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13H-0067.0000 |
| Primary APN | 04-13H-0067.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 2,940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 21,083 sqft (0.484 acres) |
| Lot Dimensions | 211 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 73 WATER SIDE ST |
|---|---|
| City | RIDGELEY |
| State | WV |
| Zip | 26753-7336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 BLK 5 KNOBLEY EST S/D 100 X 211 |
| Legal Subdivision | KNOBLEY EST S/D |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10300 |
73 Water Side St is owned and occupied by two individuals.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 WATER SIDE ST, RIDGELEY, WV 26753-7336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 73 WATER SIDE ST, RIDGELEY, WV 26753-7336 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 618/303 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 618/303 |
| Instrument | 184183 |
| Name | STANDARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 16, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 73 WATER SIDE ST, RIDGELEY, WV 26753-7336 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Name | Verified Name |
|---|
| Document Number | 601/899 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 601/899 |
| Instrument | 177221 |
| Name | STANDARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 23, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 73 Water Side St was $1,075 with a homeowner's exemption, up 5.4% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,075.00 (+5.39%) | $110,040 (+4.32%) Land $16,740 Building $93,300 | $183,400 (+4.32%) Land $27,900 Building $155,500 |
| 2025 | $1,020.00 Homeowner's exemption | $105,480 Land $16,740 Building $88,740 | $175,800 Land $27,900 Building $147,900 |
| 2023 | $951.00 (-1.25%) Homeowner's exemption | $99,720 (-0.95%) Land $16,740 Building $82,980 | $166,200 (-0.95%) Land $27,900 Building $138,300 |
| 2022 | $963.00 Homeowner's exemption | $100,680 Land $16,740 Building $83,940 | $167,800 Land $27,900 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 Water Side St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Water Side St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: SkyPacket.
5G (outdoors only) and 4G LTE
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