Brunswick County property record for 73 W Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,736 sqft · built 2020 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,000 (Jun 2022) |
| Tax Bill | $5,031 (2025) |
| Deeds & Mortgages | Aug 2020 Construction Loan Jul 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 257DB017 |
| Primary APN | 257DB017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,736 sqft Heated Area |
| Gross Area | 4,191 sqft |
| 1st Floor Area | 639 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 4,966 sqft (0.114 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80128627 |
|---|---|
| Street Address | 73 W SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-14 B-12 S-C OIB PLAT 3/179 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 12 |
| Legal Lot Number | 14 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 COPPERFIELD CT, KERNERSVILLE, NC 27284-8192 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jun 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Mar 9, 2021 | Loan Modification, Mortgage UNITED CMNTY BK |
| Jun 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 25, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Book / Page | 4866 / 942 |
| Prior Transfer Date | May 26, 2020 |
| Prior Transfer Doc | 0043690715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 73 W SECOND ST, OCEAN ISLE BEACH, NC 28469-7519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044230024 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 4423/24 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 73 W SECOND ST, OCEAN ISLE BEACH, NC 28469-7519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 73 W SECOND ST, OCEAN ISLE BEACH, NC 28469-7519 |
| Document Number | 0046551094 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 4655/1094 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SHALLOTTE, NC 28459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 15, 2022 |
| Property Address | 73 W SECOND ST, OCEAN ISLE BEACH, NC 28469-7519 |
| Document Number | 0048660942 |
| Book / Page | 4866 / 942 |
| Map Reference | MB 3 PG 179 |
| Instrument Date | Jun 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6979 ASCENSION DR SW, 6979, OCEAN ISLE BEACH, NC 28469-5900 |
| Name | Verified Name |
|---|---|
| Address | 415 COPPERFIELD CT, KERNERSVILLE, NC 27284-8192 |
| Document Number | 0004866945 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 4866/945 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 73 W SECOND ST, OCEAN ISLE BEACH, NC 28469-7519 |
| Document Number | 0045790020 |
| Instrument Date | Mar 9, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 73 W SECOND ST OCEAN ISLE BEACH NC 284697519, OCEAN ISLE BEACH, NC 28469-7519 |
| Document Number | 0045790020 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 004579/000020 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 1, 2020 |
| Property Address | 73 W SECOND ST, OCEAN ISLE BEACH, NC 28469-7519 |
| Document Number | 0043690715 |
| Book / Page | 004369 / 000715 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6979 ASCENSION DR SW OCEAN ISLE BEACH NC 284695900, OCEAN ISLE BEACH, NC 28469-5900 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 25, 2020 |
| Property Address | 73 W SECOND ST, OCEAN ISLE BEACH, NC 28469-7519 |
| Document Number | 0043201215 |
| Book / Page | 004320 / 001215 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6979 ASCENSION DR SW OCEAN ISLE BEACH NC 284695900, OCEAN ISLE BEACH, NC 28469-5900 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,354,020 (-) Land $300,000 Building $1,054,020 | $1,354,020 (-) Land $300,000 Building $1,054,020 | |
| 2025 | $5,031.00 (+0.02%) | $1,354,020 (+1.68%) Land $300,000 Building $1,054,020 | $1,354,020 (+1.68%) Land $300,000 Building $1,054,020 |
| 2024 | $5,030.00 | ||
| 2023 | $1,331,610 Land $300,000 Building $1,031,610 | $1,331,610 Land $300,000 Building $1,031,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 481 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,226 units insured incl. 745 condo units |
| Nearby Flood Claims | 245 (1979–2022) |
| Claims Outside the SFHA | 6 of 245 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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