Delaware County and Sidney Town property record for 73 W Main St, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,612 sqft · built 1926 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Nov 2024) |
| Tax Bill | $3,911 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 115.16-7-30 |
| Primary APN | 125001 115.16-7-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 155 ft deep x 118 ft wide |
| Garage Type | Detached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 402 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08201959021 |
|---|---|
| Street Address | 73 W MAIN ST |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 7 |
| Legal Lot Number | 30.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970402 |
Source: Delaware County and Sidney Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56 CHARLOTTE CREEK RD, 1, ONEONTA, NY 13820-4331 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage BANK NATIONAL ASSOCIATION |
| Nov 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 25, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Feb 24, 2023 | Warranty Deed, Transfer |
| Jan 30, 2023 | Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on Record |
| Deed Sale | Nov 25, 2024 · Amount on Record |
| Prior Sale | Feb 24, 2023 · Amount on Record |
| Deed Document Number | 20248730 |
| Deed Book / Page | 1802 / 291 |
| Prior Transfer Date | Dec 19, 2022 |
| Prior Transfer Doc | 001739/307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 28, 2026 |
| Property Address | 73 W MAIN ST, SIDNEY, NY 13838-1438 |
| Document Number | 0000006066 |
| Book / Page | 2589 / 121 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20266066 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | INDEPENDENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 73 W MAIN ST, SIDNEY, NY 13838-1438 |
| Document Number | 0000006066, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 2589/121 |
| Instrument | 20266066 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 73 W MAIN ST, SIDNEY, NY 13838-1438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002110/0000000112 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 0000002110/0000000112 |
| Instrument | 000000008363 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Nov 25, 2024 |
| Property Address | 73 W MAIN ST, SIDNEY, NY 13838-1438 |
| Document Number | 001802/291 |
| Book / Page | 1802 / 291 |
| Instrument Date | Nov 6, 2024 |
| Instrument | 8730 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 56 CHARLOTTE CREEK RD # 1, 1, ONEONTA, NY 13820-4331 |
| Document Number | 0000008731 |
|---|---|
| Date | Nov 25, 2024 |
| Instrument | 8731 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Feb 24, 2023 |
| Property Address | 73 W MAIN ST, SIDNEY, NY 13838-1438 |
| Document Number | 001742/178 |
| Book / Page | 1742 / 178 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 1316 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jan 30, 2023 |
| Property Address | 73 W MAIN ST, SIDNEY, NY 13838-1438 |
| Document Number | 001739/307 |
| Book / Page | 1739 / 307 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 646 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD # STE20, STE20, ANAHEIM, CA 92806-5948 |
Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,911.00 (+1.53%) | ||
| 2025 | $3,852.00 (+91.07%) | $68,250 (-) Land $16,800 Building $51,450 | $136,500 (+17.07%) Land $33,600 Building $102,900 |
| 2023 | $68,250 (-) Land $16,800 Building $51,450 | $116,600 (+9.79%) Land $28,702 Building $87,898 | |
| 2022 | $68,250 Land $16,800 Building $51,450 | $106,200 Land $26,142 Building $80,058 | |
| 2021 | $2,016.00 (-44.68%) | ||
| 2020 | $3,644.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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