73 W 4th St, Derby, CT 06418 Property Records

Derby City property record for 73 W 4th St, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,095 sqft · built 1880
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$167,500 (May 2022)
Tax Bill	$8,082 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:5 L:30`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:5 L:30`
Alternative APNs	`000654` `6561` `654`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,095 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	2,095 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	654
Street Address	73 W 4TH ST
City	DERBY
State	CT
Zip	06418-1766
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CDD
Legal Block	5
Legal Lot Number	30
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4008
Census Tract	120200

Owner

Source: Derby City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	73 W 4TH ST, DERBY, CT 06418-1766
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage AFC MORTGAGE GROUP LLC
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Mar 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NICOLE L CAPECE
May 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Deed Document Number	2022948
Deed Book / Page	884 / 144
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	73 W 4TH ST, DERBY, CT 06418-1766
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000964-270
Date	Mar 2, 2026
Book Page	964/270
Instrument	215

Lender

Name	AFC MORTGAGE GROUP LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	73 W 4TH ST, DERBY, CT 06418-1766
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000922-271
Date	Apr 1, 2024
Book Page	922/271
Instrument	354

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	73 W 4TH ST, DERBY, CT 06418-1766
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000877-189
Date	Mar 7, 2022
Book Page	877/189
Instrument	430

Lender

Name	NICOLE L CAPECE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	May 26, 2022
Property Address	73 W 4TH ST, DERBY, CT 06418-1766
Document Number	000884-144
Book / Page	884 / 144
Instrument Date	May 13, 2022
Instrument	948
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SACHEM RD, SEYMOUR, CT 06483-2048

Tax Assessment & Valuation

Source: Derby City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,082.00 (+82.07%)	$102,760 (-) Land $19,660 Building $83,100	$71,932 Land $13,762 Building $58,170
2024	$4,439.00 (+11.9%)
2023	$3,967.00	$102,760 (-) Land $19,670 Building $83,090
2022	$3,967.00	$102,760 Land $19,670 Building $83,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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