73 Sterling St, #75, Springfield, MA 01107 Property Records

Hampden County and Springfield City property record for 73 Sterling St, #75, Springfield, MA 01107

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,576 sqft · built 1925
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Dec 2022)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11135 P:0036`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11135 P:0036`
Alternative APN	`111350036`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	111350036
Street Address	73 STERLING ST, 75
City	SPRINGFIELD
State	MA
Zip	01107-1338
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3019
Census Tract	800400

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	73 STERLING ST, 75, SPRINGFIELD, MA 01107-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 21, 2022	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC
Dec 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 22, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Book / Page	24851 / 226
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	73 STERLING ST # 75, 75, SPRINGFIELD, MA 01107-1338
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026187-117
Date	Jan 15, 2026
Book Page	26187/117
Instrument	1860

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 21, 2022
Property Address	73-75 STERLING ST, SPRINGFIELD, MA 01107
Document Number	024851-226
Book / Page	24851 / 226
Instrument Date	Dec 21, 2022
Instrument	74627
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WILMONT ST, SPRINGFIELD, MA 01108-1823

Mortgage

Document Number	0000074628
Date	Dec 21, 2022
Instrument	74628

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 22, 2017
Property Address	73-75 STERLING ST, SPRINGFIELD, MA 01107
Document Number	21999-359
Book / Page	21999 / 359
Instrument	76065
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 STERLING ST # 75, 75, SPRINGFIELD, MA 01107-1338

Mortgage

Document Number	219990363
Date	Dec 22, 2017
Instrument	21999/0363

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 22, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 22, 2017
Property Address	73-75 STERLING ST, SPRINGFIELD, MA 01107
Document Number	21999-29
Book / Page	021999 / 000029
Instrument Date	Dec 20, 2017
Instrument	75996
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 MOORE ST EAST LONGMEADOW MA 010281748, EAST LONGMEADOW, MA 01028-1748

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 21, 2017
Property Address	73-75 STERLING ST, SPRINGFIELD, MA 01107
Document Number	21822-113
Book / Page	021822 / 000113
Instrument Date	Jul 26, 2017
Instrument	48584
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 COVE RD WEST DENNIS MA 026702104, WEST DENNIS, MA 02670-2104

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,439.00 (+16.34%)	$346,900 (+26.51%) Land $38,500 Building $308,400
2023	$4,675.00	$274,200 Land $34,100 Building $240,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Spectrum, T-Mobile, Verizon.

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