73 Smith St, Mount Clemens, MI 48043 Property Records

Macomb County property record for 73 Smith St, Mount Clemens, MI 48043

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,119 sqft
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jun 2026)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-14-328-009`

Property Details

APN / Parcel Number

Primary APN	`05-11-14-328-009`
Alternative APN	`1114328009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	846 sqft
Basement Area	846 sqft

Exterior

Architectural Style	Bungalow
Exterior Material	Combination
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	82 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	73 SMITH ST
City	MOUNT CLEMENS
State	MI
Zip	48043-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	PAUL ULLRICHS SUB LOT 28.
Legal Subdivision	PAUL ULLRICHS SUB
Legal Lot Number	28
Jurisdiction	MACOMB MI
Township / Civil Division	MOUNT CLEMENS
Census Block Group	5
Census Block	5004
Census Tract	245300

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 SMITH ST, MOUNT CLEMENS, MI 48043-7901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME LENDING
Nov 30, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 5, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	202660722
Deed Book / Page	30732 / 682
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 26, 2026
Property Address	73 SMITH ST, MOUNT CLEMENS, MI 48043-7901
Document Number	0000060722
Book / Page	30732 / 682
Instrument Date	Jun 23, 2026
Instrument	202660722
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$186,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SMITH ST, MOUNT CLEMENS, MI 48043-7901

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 21, 2026
Property Address	73 SMITH ST, MOUNT CLEMENS, MI 48043-7901
Document Number	0000069162
Book / Page	30772 / 34
Instrument Date	Jun 23, 2026
Instrument	202669162
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069162,
Date	Jul 21, 2026
Book Page	30772/34
Instrument	202669162

Lender

Name	HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	73 SMITH ST, MOUNT CLEMENS, MI 48043-7901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SMITH ST, MOUNT CLEMENS, MI 48043-7901

Mortgage

Document Number	0000147013
Date	Nov 30, 2020
Book Page	27202/481
Instrument	2147013

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2047

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 5, 2018
Property Address	73 SMITH ST, MOUNT CLEMENS, MI 48043-7901
Document Number	0000063569
Book / Page	025397 / 000557
Instrument Date	May 31, 2018
Instrument	63569
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,079.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50100 CALLENS RD CHESTERFIELD MI 480473351, CHESTERFIELD, MI 48047-3351

Mortgage

Document Number	63570
Date	Jun 5, 2018
Book Page	025397/000559
Instrument	63570

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Mount Clemens City
Unified School District	Mount Clemens Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,400 (+2.96%)	$194,800 (+2.96%)
2025	$3,377.00 (+11.38%) Homeowner's exemption	$94,600 (+17.81%)	$189,200 (+17.81%)
2023		$80,300	$160,600
2022	$3,032.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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