Bergen County and Emerson Borough property record for 73 Seneca Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft · built 1948 |
| Lot Size | 0.162 acres (7,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2026) |
| Tax Bill | $11,077 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00217-0000-00014 |
| Primary APN | 14-00217-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,382 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 7,039 sqft (0.162 acres) |
| Lot Dimensions | 110 ft deep x 64 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 006055 |
|---|---|
| Street Address | 73 SENECA AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 64X110 3LT |
| Legal Block | 217 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 14000 |
73 Seneca Ave is owned and occupied by two individuals who bought it in May 2026.
Source: Bergen County and Emerson Borough records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 SENECA AVE, EMERSON, NJ 07630-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| May 1, 2026 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Deed Document Number | 202629185 |
| Deed Book / Page | 5786 / 1012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 1, 2026 |
| Property Address | 73 SENECA AVE, EMERSON, NJ 07630-1224 |
| Document Number | 0000029185 |
| Book / Page | 5786 / 1012 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.29185 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | CATIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 SENECA AVE, EMERSON, NJ 07630-1224 |
| Document Number | 0000029186, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026..29186 |
| Name | TRUSTCO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 1, 2026 |
| Property Address | 73 SENECA AVE, EMERSON, NJ 07630-1224 |
| Document Number | 0057861012 |
| Book / Page | 5786 / 1012 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202629185 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CATAL TITLE, CATIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 SENECA AVE, EMERSON, NJ 07630-1224 |
| Document Number | 0000029186, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202629186 |
| Name | TRUSTCO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 73 Seneca Ave was $11,077, up 3.5% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,900 (-) Land $204,500 Building $119,400 | $323,900 (-) Land $204,500 Building $119,400 | |
| 2025 | $11,077.00 (+3.54%) | $323,900 Land $204,500 Building $119,400 | $323,900 Land $204,500 Building $119,400 |
| 2024 | $10,698.00 | ||
| 2023 | $323,900 Land $204,500 Building $119,400 | $323,900 Land $204,500 Building $119,400 | |
| 2022 | $9,807.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 73 Seneca Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2007) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Seneca Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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