St. Johns County property record for 73 Scotch Pebble Dr, Saint Johns, FL 32259
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,346 sqft · built 2020 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Dec 2021) |
| Tax Bill | $4,090 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009901-0100 |
| Primary APN | 009901-0100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,614 sqft |
| 1st Floor Area | 699 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 268 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 73 SCOTCH PEBBLE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6683 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 102/7-14 BRAEWICK LOT 10 OR5455/1052 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 17 |
| Legal Subdivision | BRAEWICK |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20809 |
73 Scotch Pebble Dr, a townhouse, is owned and occupied by two individuals who bought it in December 2021.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Oct 1, 2020 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Prior Sale | Oct 1, 2020 · Amount on File |
| Deed Document Number | 2021139850 |
| Deed Book / Page | 5455 / 1052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 73 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 73 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Document Number | 0053961269 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 5396/1269 |
| Instrument | 2021113491 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 73 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Document Number | 0054551052 |
| Book / Page | 5455 / 1052 |
| Map Reference | MB 102 PG 7-14 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021139850 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 780 PALMETTO ST, OVIEDO, FL 32765-9548 |
| Name | Verified Name |
|---|---|
| Address | 73 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Document Number | 0054551054 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 5455/1054 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 1, 2020 |
| Property Address | 73 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Document Number | 0050591055 |
| Book / Page | 5059 / 1055 |
| Map Reference | MB 102 PG 7-14 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020085986 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 73 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Document Number | 0050591056 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 5059/1056 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 73 Scotch Pebble Dr was $4,090 with a homeowner's exemption, up 9.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,551 (-4.56%) Land $55,000 Building $177,551 | $232,551 (-4.56%) Land $55,000 Building $177,551 | |
| 2025 | $4,090.00 (+9.5%) Homeowner's exemption | $243,673 | $243,673 Land $50,000 Building $193,673 |
| 2024 | $3,735.00 (-12.1%) | ||
| 2023 | $4,249.00 (+9.85%) | $252,100 (+18.48%) | $252,100 (+18.48%) Land $63,000 Building $189,100 |
| 2022 | $3,868.00 | $212,775 | $212,775 Land $50,400 Building $162,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 Scotch Pebble Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Scotch Pebble Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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