73 Schoolhouse Ln, Georgetown, MD 21930 Property Records

Cecil County property record for 73 Schoolhouse Ln, Georgetown, MD 21930

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,528 sqft · built 1900
Lot Size0.297 acres (12,932 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Mar 2000)
Tax Bill$2,657 (2026)
Deeds & MortgagesJun 2019 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-004778

Property Details

APN / Parcel Number

Primary APN01-004778
Alternative APNs
  • 1004778
  • 004778

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,528 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,932 sqft (0.297 acres)
Garage TypeBasement
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area140 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number004778
Street Address73 SCHOOLHOUSE LN
CityGEORGETOWN
StateMD
Zip21930-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Description.2969 ACRE 73 SCHOOLHOUSE LANE FREDERICKTOWN
JurisdictionCECIL MD
Township / Civil Division1, CECILTON
Census Block Group3
Census Block3047
Census Tract30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 343, GEORGETOWN, MD 21930-0343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2019Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2000 · Amount on Record
Deed SaleMar 28, 2000 · Amount on Record
Prior SaleFeb 28, 1995 · Amount on Record
Deed Document Number2000248511
Deed Book / Page884 / 179
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address73 SCHOOLHOUSE LN, GEORGETOWN, MD 21930-2118
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044160151
DateJun 17, 2019
Book Page4416/151
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 15, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address73 SCHOOLHOUSE LN, GEORGETOWN, MD 21930-2118
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyGUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049550169
DateAug 16, 2021
Book Page4955/169
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,657.00 (+3.14%) Homeowner's exemption$247,533 (+12.93%)$261,000 (+18.31%) Land $82,900 Building $178,100
2025$2,576.00 (+44.72%) Homeowner's exemption
2023$1,780.00 Homeowner's exemption$219,200$220,600 Land $82,900 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims21 (1979–2024)
Claims Outside the SFHA1 of 21
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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