73 School St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 73 School St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,621 sqft · built 1880
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$447,200 (Nov 2022)
Tax Bill	$9,589 (2025)
Deeds & Mortgages	Mar 2022 Refinance Nov 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6444Z B:61`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6444Z B:61`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,621 sqft Living Area
Gross Area	5,608 sqft
1st Floor Area	1,212 sqft
Attic	Attic
Attic Area	1,222 sqft
Basement Area	1,222 sqft
Unfinished Basement	1,222 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	73 SCHOOL ST
City	CONCORD
State	NH
Zip	03301-3913
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD
Legal Block	61
Legal Lot Number	8
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1005
Census Tract	32900

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 HARVEST DR, DERRY, NH 03038-4872
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO
Nov 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 9, 2019	Warranty Deed, Transfer · Line of Credit BAR HARBOR BK&TR
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Deed of Trust, Mortgage · Conventional with PMI LAKE SUNAPEE BK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	202221044
Deed Book / Page	3811 / 72
Transfer Doc	0000018901
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	73 SCHOOL ST, CONCORD, NH 03301-3913
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006239
Date	Mar 30, 2022
Book Page	3786/1904
Instrument	202200006239

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 4, 2022
Property Address	73 SCHOOL ST, CONCORD, NH 03301-3913
Document Number	0000021044
Book / Page	3811 / 72
Instrument Date	Nov 3, 2022
Instrument	202200021044
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HARVEST DR, DERRY, NH 03038-4872

Mortgage

Document Number	0000021045
Date	Nov 4, 2022
Instrument	202200021045

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 9, 2019
Property Address	73 SCHOOL ST, CONCORD, NH 03301-3913
Document Number	0036370758
Book / Page	003637 / 000758
Instrument Date	Jul 3, 2019
Instrument	11427
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6022 PENACOOK NH 033036022, PENACOOK, NH 03303-6022

Mortgage

Document Number	36370762
Date	Jul 9, 2019
Book Page	003637/000762
Instrument	11429

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	LEBANON, NH 03766

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 8, 2029

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 18, 2018
Property Address	73 SCHOOL ST, CONCORD, NH 03301-3913
Document Number	0036112348
Book / Page	003611 / 002348
Instrument Date	Oct 17, 2018
Instrument	18913
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 MILLSTONE DR CONCORD NH 033018304, CONCORD, NH 03301-8304

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 18, 2018
Property Address	73 SCHOOL ST, CONCORD, NH 03301-3913
Document Number	0036112331
Book / Page	003611 / 002331
Instrument Date	Oct 17, 2018
Instrument	18901
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MILLSTONE DR CONCORD NH 033018304, CONCORD, NH 03301-8304

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	73 SCHOOL ST, CONCORD, NH 03301-3913
Document Number	0035432353
Book / Page	003543 / 002353
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SCHOOL ST CONCORD NH 033013913, CONCORD, NH 03301-3913

Mortgage

Document Number	0035432353
Date	Jan 9, 2017
Book Page	003543/002353
Instrument	506

Lender

Name	LAKE SUNAPEE BK FSB
Type	Bank
Address	NEWPORT, NH 03773

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2032

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,589.00 (+5.13%)	$329,400 (-) Land $89,200 Building $240,200
2024	$9,121.00 (+3.09%)	$329,400 (-) Land $89,200 Building $240,200
2023	$8,848.00 (+3.75%)	$329,400 (-) Land $89,200 Building $240,200
2022	$8,528.00	$329,400 Land $89,200 Building $240,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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