73 School St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 73 School St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,681 sqft · built 1900
Lot Size	0.471 acres (20,508 sqft)
Owner	Company Name on File
Tax Bill	$9,078 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00055 B:00033 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00055 B:00033 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area
Gross Area	3,593 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,508 sqft (0.471 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	73 SCHOOL ST
City	ANDOVER
State	MA
Zip	01810-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	33
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2018
Census Tract	254200

Owner

73 School St is owned by a company that acquired it in July 2017.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	73 SCHOOL ST, ANDOVER, MA 01810-3925
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 18, 2017	Quit Claim Deed, Transfer · ARM SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017
Deed Sale	Jul 18, 2017
Deed Book / Page	15154 / 212
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	73 SCHOOL ST, ANDOVER, MA 01810-3925
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017970-68
Date	Apr 18, 2024
Book Page	17970/68
Instrument	5645

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 30, 2019
Property Address	73 SCHOOL ST, ANDOVER, MA 01810-3925
Document Number	16060-187
Book / Page	016060 / 000187
Instrument Date	Oct 28, 2019
Instrument	27133
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SCHOOL ST ANDOVER MA 018103925, ANDOVER, MA 01810-3925

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jul 18, 2017
Property Address	73 SCHOOL ST, ANDOVER, MA 01810-3925
Document Number	15154-212
Book / Page	15154 / 212
Instrument	18091
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$65.67
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SCHOOL ST, ANDOVER, MA 01810-3925

Mortgage

Document Number	15154-214
Date	Jul 18, 2017
Book Page	15154/214
Instrument	18092

Lender

Name	SANTANDER BANK NA

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 73 School St was $9,078, up 2.9% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,078.00 (+2.95%)	$726,800 (+6.16%) Land $384,800 Building $342,000	$821,275
2024	$8,818.00 (+4.69%)	$684,600 (+11.03%) Land $379,600 Building $305,000
2023	$8,423.00	$616,600 Land $341,900 Building $274,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 School St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 73 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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