Stephens County property record for 73 Ridgeview Hts, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,972 sqft · built 1976 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jul 2026) |
| Tax Bill | $5,369 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T25 055 |
| Primary APN | T25 055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,972 sqft Heated Area |
| Basement Area | 1,324 sqft |
| Finished Basement | 1,324 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Terrain | Gentle Slope |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 687050 |
|---|---|
| Street Address | 73 RIDGEVIEW HTS |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOTS 8B & 9 RIDGEVIEW HEIGHTS S/D |
| Legal Subdivision | RIDGEVIEW HEIGHTS |
| Legal Lot Number | 8B,9 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970102 |
Source: Stephens County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 73 RIDGEVIEW HTS, TOCCOA, GA 30577-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Limited Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Jun 29, 2023 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Mar 22, 2021 | Grant Deed, Transfer · VA Mortgage PARAMOUNT RESID'L MTG |
| Apr 5, 2017 | Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2021 · Amount on Record |
| Deed Book / Page | 1458 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 20, 2026 |
| Property Address | 73 RIDGEVIEW HTS, TOCCOA, GA 30577-2612 |
| Document Number | 1458000224 |
| Book / Page | 1458 / 224 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 RIDGEVIEW HTS, TOCCOA, GA 30577-2612 |
| Document Number | 1458000226, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 1458/226 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 73 RIDGEVIEW HTS, TOCCOA, GA 30577-2612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 73 RIDGEVIEW HTS, TOCCOA, GA 30577-2612 |
| Document Number | 0013350000000070 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 0000001335/0000000070 |
| Instrument | 000929 |
| Name | UNITED TRUST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 22, 2021 |
| Property Address | 73 RIDGEVIEW HTS, TOCCOA, GA 30577-2612 |
| Document Number | 0012440228 |
| Book / Page | 001244 / 000228 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 73 RIDGEVIEW HTS TOCCOA GA 305772612, TOCCOA, GA 30577-2612 |
| Document Number | 12440230 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 001244/000230 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 5, 2017 |
| Property Address | 73 RIDGEVIEW HTS, TOCCOA, GA 30577-2612 |
| Document Number | 0011180300 |
| Book / Page | 001118 / 000300 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 73 RIDGEVIEW HTS TOCCOA GA 305772612, TOCCOA, GA 30577-2612 |
| Document Number | 11180303 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 001118/000303 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,369.00 (+35.48%) Homeowner's exemption | $184,358 (+62.07%) Land $9,944 Building $174,414 | $460,895 (+62.07%) Land $24,860 Building $436,035 |
| 2023 | $3,963.00 (+4.59%) Homeowner's exemption | $113,755 (+6.17%) Land $9,944 Building $103,811 | $284,388 (+6.17%) Land $24,860 Building $259,528 |
| 2022 | $3,789.00 Homeowner's exemption | $107,147 Land $9,944 Building $97,203 | $267,868 Land $24,860 Building $243,008 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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