Norfolk County and Needham Town property record for 73 Putnam St, Needham Heights, MA 02494
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 904 sqft · built 1996 |
| Lot Size | 0.229 acres (9,989 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Nov 2023) |
| Tax Bill | $8,980 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0770002400730 |
| Primary APN | M:0770002400730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 904 sqft Living Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 2,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Lot Area | 9,989 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 73 PUTNAM ST |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-2223 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GR |
| Legal Block | 24 |
| Legal Lot Number | 73.0 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 403501 |
73 Putnam St, a condominium, is owned and occupied by two individuals who bought it in November 2023.
Source: Norfolk County and Needham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 PUTNAM ST, NEEDHAM HEIGHTS, MA 02494-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage NORTHEAST HOME LOAN |
| Sep 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST HOME LOAN |
| Dec 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST HOME LOAN |
| Jul 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST HOME LOAN |
| Nov 15, 2023 | Condominium Deed, Transfer · Stand-Alone First Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on File |
| Deed Sale | Nov 15, 2023 · Amount on File |
| Prior Sale | Jun 11, 1996 · Amount on File |
| Deed Book / Page | 41514 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 73 PUTNAM ST, NEEDHAM, MA 02494-2223 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042958-581 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 42958/581 |
| Instrument | 12754 |
| Name | NORTHEAST HOME LOAN |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 73 PUTNAM ST, NEEDHAM, MA 02494-2223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042625-321 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 42625/321 |
| Instrument | 61427 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 73 PUTNAM ST, NEEDHAM, MA 02494-2223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042165-462 |
|---|---|
| Date | Dec 17, 2024 |
| Book Page | 42165/462 |
| Instrument | 83808 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 73 PUTNAM ST, NEEDHAM, MA 02494-2223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0041876-50 |
|---|---|
| Date | Jul 10, 2024 |
| Book Page | 41876/50 |
| Instrument | 43162 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Nov 15, 2023 |
| Property Address | 73 PUTNAM ST, NEEDHAM, MA 02494-2223 |
| Document Number | 041514-118 |
| Book / Page | 41514 / 118 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 75865 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 73 PUTNAM ST # 5B, 5B, NEEDHAM, MA 02494-2223 |
| Document Number | 0000075866 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 75866 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 73 Putnam St was $8,980.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,980.00 | $847,200 Building $847,200 | $885,020 (+5.56%) |
| 2024 | $838,375 | ||
| 2023 | $10,608.00 | $813,500 Building $813,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 Putnam St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Putnam St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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