73 Main St, #77, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 73 Main St, #77, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 1975
Square Footage	6,880 sqft Gross Area
Lot Size	6,970 sqft (0.16 acres)
Last Sale	$500,000 (2014)
Tax Bill	$16,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`361200 300.5-5-55`
Alternative APNs	`120030000500050550000000` `3911 1971`

Interior

Building Area	6,880 sqft Gross Area
Basement Area	3,440 sqft Basement
Unfinished Basement	3,440 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	73.6 ft x 73 ft Depth x Width

Utilities and HVAC

Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	3911 1971
Street Address	73 MAIN ST, 77
City	ONEONTA
State	NY
Zip	13820-2676
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Block	5
Legal Lot Number	55.000
Jurisdiction	OTSEGO NY
Minor Civil Division	ONEONTA
Census Blockgroup	2
Census Block	2016
Census Tract	591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-5-55

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	75 MAIN ST, ONEONTA, NY 13820-2549
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2014 · Amount on Record
Deed Sale	Nov 26, 2014 · Amount on Record
Prior Sale	Oct 18, 2002 · Amount on Record
Deed Book / Page	2014 / 5547
Prior Transfer Date	Jul 01, 2007
Prior Transfer Doc	0011050969
Record Refreshed	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	73-77 MAIN ST, ONEONTA, NY 13820
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000044
Date	Feb 01, 2023
Instrument	2023-444

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,351.00	$425,000 (-) Land $42,500 Building $382,500	$598,592 (+14.08%) Land $59,859 Building $538,733
2023		$425,000 Land $42,500 Building $382,500	$524,691 Land $52,469 Building $472,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.