Hampden County and Springfield City property record for 73 Lois St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1923 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jun 2020) |
| Tax Bill | $3,256 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:07870 P:0042 |
| Primary APN | SPRI S:07870 P:0042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,601 sqft (0.22 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 78700042 |
|---|---|
| Street Address | 73 LOIS ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 801402 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 73 LOIS ST, SPRINGFIELD, MA 01109-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER SPRINGFIELD CREDIT UNION |
| Jul 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 2, 2020 | Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHARISE GONZALEZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Prior Sale | Jun 18, 2009 |
| Deed Document Number | 202028318 |
| Deed Book / Page | 23241 / 465 |
| Last Transfer Date | Jun 25, 2020 |
| Transfer Doc | 23298-163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 73 LOIS ST, SPRINGFIELD, MA 01109-2321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025029-506 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 25029/506 |
| Instrument | 25384 |
| Name | GREATER SPRINGFIELD CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 6, 2020 |
| Property Address | 73 LOIS ST, SPRINGFIELD, MA 01109-2321 |
| Document Number | 23298-163 |
| Book / Page | 023298 / 000163 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 35954 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 LOIS ST SPRINGFIELD MA 011092321, SPRINGFIELD, MA 01109-2321 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 2, 2020 |
| Property Address | 73 LOIS ST, SPRINGFIELD, MA 01109-2321 |
| Document Number | 23241-465 |
| Book / Page | 23241 / 465 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 28318 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 CRAIG DR APT U5, U5, W SPRINGFIELD, MA 01089-1464 |
| Document Number | 28319 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 28319 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 73 LOIS ST, SPRINGFIELD, MA 01109-2321 |
| Document Number | 23227-256 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 73 LOIS ST SPRINGFIELD MA 011092321, SPRINGFIELD, MA 01109-2321 |
| Document Number | 23227-256 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 023227/000256 |
| Instrument | 26553 |
| Name | CHARISE GONZALEZ |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,256.00 (+24.13%) | $210,600 (+25.88%) Land $45,800 Building $164,800 | $229,296 (+8.09%) |
| 2025 | $2,623.00 (+6.41%) | $167,300 (+15.7%) Land $41,500 Building $125,800 | $212,135 (-4.33%) |
| 2024 | $221,730 | ||
| 2023 | $2,465.00 | $144,600 Land $31,500 Building $113,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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