73 Locust Dr, Rocky Point, NY 11778 Property Records

Suffolk County and Brookhaven Town property record for 73 Locust Dr, Rocky Point, NY 11778

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,472 sqft · built 1993
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Dec 1993)
Tax Bill$11,670 (2024)
Deeds & MortgagesJan 2020 Refinance
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN0200-054.00-04.00-019.000

Property Details

APN / Parcel Number

Primary APN0200-054.00-04.00-019.000
Alternative APNs
  • 472289 054.00-04-019.000
  • 228905400000040190000000
  • 00001520450
  • 0001520450
  • 1520450

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,472 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number1520450
Street Address73 LOCUST DR
CityROCKY POINT
StateNY
Zip11778-8828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH SHORE BEACH 1015 2 SEC B 4575
Legal SubdivisionNORTH SHORE BEACH
Legal Block4000
Legal Lot Number400
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group2
Census Block2016
Census Tract158407

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address73 LOCUST DR, ROCKY POINT, NY 11778-8828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 1, 2019Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 1993 · Amount on Record
Deed SaleDec 10, 1993 · Amount on Record
Deed Book / Page11655 / 463
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address73 LOCUST DR, ROCKY POINT, NY 11778-8828
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230940098
DateJan 3, 2020
Book Page23094/98
InstrumentDK035241
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 1, 2049

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address73 LOCUST DR, ROCKY POINT, NY 11778-8828
Document Number0231090504
Instrument DateDec 1, 2019
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 LOCUST DR ROCKY POINT NY 117788828, ROCKY POINT, NY 11778-8828

Mortgage

Document Number0231090504
DateFeb 26, 2020
Book Page023109/000504
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictRocky Point Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,540 (-) Land $200 Building $2,340$529,167 (+11,151.69%) Land $37,736 Building $441,509
2024$11,670.00
2023$2,540 Land $200 Building $2,340$4,703 Land $370 Building $4,333

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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