73 Lee Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 73 Lee Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2026)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`11B-01-001`

Property Details

APN / Parcel Number

Primary APN	`11B-01-001`
Alternative APNs	`16165` `24586`

Interior

Stories	1 Story

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Attached

Location & Zoning

Account Number	24586
Street Address	73 LEE DR
City	LANCASTER
State	KY
Zip	40444-7899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, GAR & LOT 1A 1.97 AC HELTON ESTATES
Legal Subdivision	HELTON ESTATES
Legal Lot Number	1A
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	3
Census Block	3001
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 PATRIOT DR, 204, BARDSTOWN, KY 40004-8074
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK
Nov 2, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	2026215876
Deed Book / Page	337 / 339
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000163060
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 28, 2026
Property Address	73 LEE DR, LANCASTER, KY 40444-7899
Document Number	0000215876
Book / Page	337 / 339
Instrument Date	May 15, 2026
Instrument	2026215876
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

Mortgage

Document Number	0000215876,
Date	May 28, 2026
Book Page	472/668
Instrument	2026215876

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 2, 2022
Property Address	73 LEE DR, LANCASTER, KY 40444-7899
Document Number	00D318/666
Book / Page	D318 / 666
Map Reference	DB 309 PG 82
Instrument Date	Oct 27, 2022
Instrument	172877
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 82, LANCASTER, KY 40444-0082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 LEE DR, LANCASTER, KY 40444-7899

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,000 (-) Land $30,000 Building $290,000	$320,000 (-) Land $30,000 Building $290,000
2025	$3,293.00 (+2.71%)	$320,000 (+3.23%) Land $30,000 Building $290,000	$320,000 (+3.23%) Land $30,000 Building $290,000
2024	$3,206.00 (-2.82%)	$310,000 (-) Land $30,000 Building $280,000	$310,000 (-) Land $30,000 Building $280,000
2023	$3,299.00 (+5,054.69%)	$310,000 (+5,066.67%) Land $30,000 Building $280,000	$310,000 (+5,066.67%) Land $30,000 Building $280,000
2022	$64.00	$6,000 Land $6,000	$6,000 Land $6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lee Dr

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