73 Kearney Dr, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 73 Kearney Dr, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 1956
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Oct 2023)
Tax Bill	$5,854 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S11320`

Property Details

APN / Parcel Number

Primary APN	`S11320`
Alternative APNs	`LOWE M:251 B:3340 L:73` `M:000251 T:S11320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,229 sqft Living Area
Gross Area	2,849 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	S11320
Street Address	73 KEARNEY DR
City	LOWELL
State	MA
Zip	01852-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	3340
Legal Lot Number	73
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3006
Census Tract	312502

Owner

73 Kearney Dr is owned and occupied by two individuals who acquired it in February 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	73 KEARNEY DR, LOWELL, MA 01852-4330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage MSA LENDING LLC
Feb 27, 2026	Quit Claim Deed, Transfer MSA LENDING LLC
Oct 27, 2023	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Mar 25, 2015
Deed Document Number	202332009
Deed Book / Page	38150 / 260
Last Transfer Date	Feb 23, 2026
Transfer Doc	039887-188
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	73 KEARNEY DR, LOWELL, MA 01852-4330
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039910-83
Date	Mar 10, 2026
Book Page	39910/83
Instrument	7007

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 27, 2026
Property Address	73 KEARNEY DR, LOWELL, MA 01852-4330
Document Number	039887-188
Book / Page	39887 / 188
Instrument Date	Feb 23, 2026
Instrument	5795
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	73 KEARNEY DR, LOWELL, MA 01852-4330

Mortgage

Document Number	039887-192
Date	Feb 27, 2026
Book Page	39887/192
Instrument	5796

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 27, 2023
Property Address	73 KEARNEY DR, LOWELL, MA 01852-4330
Document Number	038150-260
Book / Page	38150 / 260
Instrument Date	Oct 27, 2023
Instrument	32009
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73 KEARNEY DR, LOWELL, MA 01852-4330

Mortgage

Document Number	0000032010
Date	Oct 27, 2023
Instrument	32010

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 73 Kearney Dr was $5,854, up 4.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,854.00 (+4.26%)	$515,800 (+5.46%) Land $254,700 Building $261,100	$556,908 (+0.12%)
2025	$5,615.00 (+6.69%)	$489,100 (+10.68%) Land $238,100 Building $251,000	$556,225 (+6.94%)
2024	$5,263.00 (+3.5%)	$441,900 (+7.94%) Land $214,300 Building $227,600	$520,125
2023	$5,085.00	$409,400 Land $186,300 Building $223,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Kearney Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 73 Kearney Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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