Union County and Clark Township property record for 73 James Ave, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 1,278 sqft · built 1942 |
| Lot Size | 0.202 acres (8,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Aug 2026) |
| Tax Bill | $8,953 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1228-SF |
| Primary APN | 1228-SF |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,278 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Frame |
| Lot Area | 8,812 sqft (0.202 acres) |
| Lot Dimensions | 113 ft deep x 78 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 73 JAMES AVE |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Subdivision | RIVERSIDE PARK SEC 04 |
| Legal Block | 194 |
| Legal Lot Number | 44 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 36301 |
73 James Ave is owned and occupied by two individuals who bought it in August 2026.
Source: Union County and Clark Township records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 JAMES AVE, CLARK, NJ 07066-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage JUSTICE FEDERAL CREDIT UNION |
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Prior Sale | Nov 30, 1995 |
| Deed Document Number | 202656974 |
| Deed Book / Page | 6628 / 81 |
| Prior Transfer Date | Dec 1, 1998 |
| Prior Transfer Doc | 0000061392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 7, 2026 |
| Property Address | 73 JAMES AVE, CLARK, NJ 07066-1212 |
| Document Number | 0000056974 |
| Book / Page | 6628 / 81 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202656974 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,680.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 JAMES AVE, CLARK, NJ 07066-1212 |
| Document Number | 0000095735, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202695735 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 22, 2026 |
| Property Address | 73 JAMES AVE, CLARK, NJ 07066-1212 |
| Document Number | 0000092775 |
| Book / Page | 15805 / 2085 |
| Instrument Date | May 14, 2026 |
| Instrument | 202692775 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 73 JAMES AVE, CLARK, NJ 07066-1212 |
| Document Number | 0000092775, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 15805/2085 |
| Instrument | 202692775 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 73 JAMES AVE, CLARK, NJ 07066-1212 |
| Document Number | 0147012765 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 73 JAMES AVE CLARK NJ 070661212, CLARK, NJ 07066-1212 |
| Document Number | 0147012765 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 014701/002765 |
| Instrument | 692158 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
The 2025 property tax bill for 73 James Ave was $8,953, up 2.5% from the year before.
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,600 (-) Land $196,200 Building $198,400 | $394,600 (-) Land $196,200 Building $198,400 | |
| 2025 | $8,953.00 (+2.48%) | $394,600 Land $196,200 Building $198,400 | $394,600 Land $196,200 Building $198,400 |
| 2024 | $8,736.00 | ||
| 2023 | $394,600 Land $196,200 Building $198,400 | $394,600 Land $196,200 Building $198,400 | |
| 2022 | $8,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 James Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1983–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 73 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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