Madison County property record for 73 Garnet Ln, Twin Bridges, MT 59754
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 672 sqft · built 1999 |
| Lot Size | 20.1 acres (877,124 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,559 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R258183 |
| Primary APN | R258183 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 877,124 sqft (20.1 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 158 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0012001156 |
|---|---|
| Street Address | 73 GARNET LN |
| City | TWIN BRIDGES |
| State | MT |
| Zip | 59754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S25, T03 S, R07 W, C.O.S. 7/1151, PARCEL 26, ACRES 20.136 |
| Legal Range | 07W |
| Legal Township | 03S |
| Legal Section | 25 |
| Jurisdiction | MADISON MT |
| Township / Civil Division | TWIN BRIDGES |
| Census Block Group | 1 |
| Census Block | 1183 |
| Census Tract | 200 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 419 N 8TH ST, LIVINGSTON, MT 59047-1701 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Dec 11, 2025 | Intrafamily Transfer, Transfer |
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0000223384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON MT |
| Recording Date | Dec 11, 2025 |
| Property Address | 73 GARNET LN, TWIN BRIDGES, MT 59754 |
| Document Number | 0000223384 |
| Map Reference | MB 7 PG 1151 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 223384 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 419 N 8TH ST, LIVINGSTON, MT 59047-1701 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MT |
| Property Address | 73 GARNET LN, TWIN BRIDGES, MT 59754-8000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000210853 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 210853 |
| Name | OPPORTUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jul 14, 2028 |
Source: Madison County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Madison County |
| Unified School District | Twin Bridges K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,559.00 (+108.05%) | $330,944 (-) | |
| 2025 | $1,230.00 (-3.76%) | $330,944 (+113.45%) | $330,944 (+113.45%) Land $43,634 Building $287,310 |
| 2023 | $1,278.00 | $155,044 | $155,044 Land $9,254 Building $145,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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