73 Garfield St, Winfield, WV 25213 Property Records

Putnam County property record for 73 Garfield St, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,954 sqft · built 2004
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1-0090.0000`

Property Details

APN / Parcel Number

Primary APN	`13-1-0090.0000`
Alternative APNs	`40-13-1-0090.0000` `00022751`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	2,268 sqft

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	129 ft deep x 67.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00022751
Street Address	73 GARFIELD ST
City	WINFIELD
State	WV
Zip	25213-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BOWYER ADD
Legal Subdivision	BOWYER ADD
Legal Lot Number	11
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	2
Census Block	2014
Census Tract	20400

Owner

Source: Putnam County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 421, WINFIELD, WV 25213-0421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK W VIRGINIA
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000437111
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	73 GARFIELD ST, WINFIELD, WV 25213-9652
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001355/225
Date	Nov 13, 2023
Book Page	1355/225
Instrument	005565510008

Lender

Name	CITY NATIONAL BANK W VIRGINIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	73 GARFIELD ST, WINFIELD, WV 25213-9652
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001335/357
Date	Nov 3, 2022
Book Page	1335/357
Instrument	005344780007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2052

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	73 GARFIELD ST, WINFIELD, WV 25213-9652
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001322/183
Date	May 6, 2022
Book Page	1322/183
Instrument	005242050007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Winfield Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+5.12%)	$133,080 (+2.59%) Land $18,120 Building $114,960	$221,800 (+2.59%) Land $30,200 Building $191,600
2023	$1,893.00 (+2.32%)	$129,720 (+1.74%) Land $13,680 Building $116,040	$216,200 (+1.74%) Land $22,800 Building $193,400
2022	$1,850.00	$127,500 Land $13,680 Building $113,820	$212,500 Land $22,800 Building $189,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (1978–2001)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2001 · Severe Storms, Flooding And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum, T-Mobile.

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