73 Ernst Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 73 Ernst Ave, Bloomfield, NJ 07003 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,377 sqft · built 1939
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$436,018 (Aug 2019)
Tax Bill	$14,654 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01263-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`02-01263-0000-00040`
Alternative APN	`020126300040`

Interior

Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020126300040
Street Address	73 ERNST AVE
City	BLOOMFIELD
State	NJ
Zip	07003-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 100
Legal Block	1263
Legal Lot Number	40
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2007
Census Tract	14900

Owner

Source: Essex County and Bloomfield Township records · APN 02-01263-0000-00040

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	73 ERNST AVE, BLOOMFIELD, NJ 07003-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 13, 2019	Grant Deed, Transfer · Conventional with PMI CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	201975992
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	73 ERNST AVE, BLOOMFIELD, NJ 07003-4508
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005769
Date	Jan 28, 2026
Instrument	2026005769

Lender

Name	TRUIST BANK
Type	Bank
Address	25472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Oct 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	73 ERNST AVE, BLOOMFIELD, NJ 07003-4508
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL AGCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036954
Date	Mar 25, 2021
Instrument	2021036954

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 13, 2019
Property Address	73 ERNST AVE, BLOOMFIELD, NJ 07003-4508
Document Number	0000075992
Instrument Date	Jul 16, 2019
Instrument	75992
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$436.02
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 ERNST AVE BLOOMFIELD NJ 070034508, BLOOMFIELD, NJ 07003-4508

Mortgage

Document Number	75993
Date	Aug 13, 2019
Instrument	75993

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,000 (-) Land $197,700 Building $222,300	$420,000 (-) Land $197,700 Building $222,300
2025	$14,654.00 (+2.86%)	$420,000 (-) Land $197,700 Building $222,300	$420,000 (-) Land $197,700 Building $222,300
2024	$14,246.00 (+5.93%)
2023		$420,000 Land $197,700 Building $222,300	$420,000 Land $197,700 Building $222,300
2022	$13,448.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130149002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012, rainfall accumulation, Hurricane Sandy
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 651 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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