73 Empire Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 73 Empire Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	962 sqft · built 1922
Lot Size	0.904 acres (39,400 sqft)
Owner	Individual Name on File
Last Sale	$150,738 (Feb 2026)
Tax Bill	$431 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Feb 2026 Mortgage + 3 more
APN	`06-8.0-28-001-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-28-001-000-030.000`

Interior

Building Area	962 sqft Base Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	39,400 sqft (0.904 acres)
Lot Dimensions	394 ft deep x 100 ft wide

Location & Zoning

Street Address	73 EMPIRE LN
City	SAINT JOSEPH
State	MO
Zip	64503-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:EXCELLO SUB-DIVISION LOT:73 BLK:LGL DESC:EX THAT PART FOR RD R/W
Legal Subdivision	EXCELLO SUB-DIVISION
Legal Lot Number	73
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	2100

Owner

73 Empire Ln is owned and occupied by an individual who bought it in February 2026.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage PLATTE VALLEY BANK
Feb 13, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 30, 2020	Warranty Deed, Transfer ST JOSEPH TITLE LLC
Jul 26, 2016	Intrafamily Transfer, Transfer
Jan 12, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Sep 30, 2020
Deed Document Number	20261032
Deed Book / Page	3815 / 839
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	2016007396
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003700/972
Date	Aug 10, 2018
Book Page	3700/972
Instrument	2018007358

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 13, 2026
Property Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325
Document Number	003815/839
Book / Page	3815 / 839
Instrument Date	Feb 12, 2026
Instrument	2026001032
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11460 SE OBRIAN RD, EASTON, MO 64443-4171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325

Mortgage

Document Number	003815/840
Date	Feb 13, 2026
Book Page	3815/840
Instrument	2026001033

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 30, 2020
Property Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325
Document Number	003753/815
Book / Page	3753 / 815
Instrument Date	Sep 29, 2020
Instrument	2020008998
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3806 LAKESIDE DR, SAINT JOSEPH, MO 64503-2242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11460 SE OBRIAN RD, EASTON, MO 64443-4171
Investor	Possibly a Property Investor

July 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jul 26, 2016
Property Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325
Document Number	2016007396
Instrument Date	Jul 26, 2016
Instrument	2016007396
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jan 12, 2005
Property Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325
Document Number	02759/0189
Book / Page	2759 / 0189
Instrument Date	Dec 13, 2004
Instrument	2005000527
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 EMPIRE LN, SAINT JOSEPH, MO 64503-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 73 Empire Ln was $431.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00	$5,970 Land $1,620 Building $4,350	$31,410 Land $8,500 Building $22,910
2024	$431.00 (+14.93%)
2023	$375.00 (-0.79%)	$5,670 (-) Land $1,620 Building $4,050	$29,800 Land $8,500 Building $21,300
2022	$378.00	$5,670 Land $1,620 Building $4,050
2021			$29,800 Land $8,500 Building $21,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 73 Empire Ln; there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Empire Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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