73 Edward Dr, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 73 Edward Dr, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	1,761 sqft · built 1970
Lot Size	0.95 acres (41,399 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Aug 2018)
Tax Bill	$13,429 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00758-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`11-00758-0000-00012`
Alternative APN	`110075800012`

Interior

Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	41,399 sqft (0.95 acres)
Lot Dimensions	150 ft deep x 276 ft wide

Location & Zoning

Street Address	73 EDWARD DR
City	RINGWOOD
State	NJ
Zip	07456-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH POINT HOMES INC SEC 3
Legal Block	758
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1012
Census Tract	216701

Owner

73 Edward Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	73 EDWARD DR, RINGWOOD, NJ 07456-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2018	Deed, Transfer · Conventional Mortgage SPENCER SAVINGS BANK SLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Prior Sale	Oct 6, 1998 · Amount on File
Deed Document Number	201839488
Deed Book / Page	3391 / 26
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	73 EDWARD DR, RINGWOOD, NJ 07456-2708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054574
Date	Oct 27, 2020
Book Page	M16540/162
Instrument	2020054574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 29, 2018
Property Address	73 EDWARD DR, RINGWOOD, NJ 07456-2708
Document Number	0000039488
Book / Page	D3391 / 0026
Map Reference	MAP2496
Instrument Date	Aug 15, 2018
Instrument	2018039488
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MAIN STREET TITLE & SETTLEME

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2434 SE SAPELO AVE, 2434, PORT SAINT LUCIE, FL 34952-6768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 EDWARD DR, RINGWOOD, NJ 07456-2708

Mortgage

Document Number	0000039489
Date	Aug 29, 2018
Book Page	M15174/0249
Instrument	2018039489

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Lending Institution
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 73 Edward Dr was $13,429, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,300 (-) Land $148,500 Building $166,800	$315,300 (-) Land $148,500 Building $166,800
2025	$13,429.00 (+2.31%)	$315,300 Land $148,500 Building $166,800	$315,300 Land $148,500 Building $166,800
2024	$13,126.00
2023		$315,300 Land $148,500 Building $166,800	$315,300 Land $148,500 Building $166,800
2022	$12,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Edward Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Edward Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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