73 E Whitney Ave, Shelby, OH 44875 Property Records

Richland County property record for 73 E Whitney Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,074 sqft · built 1900
Lot Size	0.118 acres (5,144 sqft)
Owner	Individual on Record
Last Sale	$125 (Feb 2022)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-08-033-16-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-033-16-000`
Alternative APN	`05187`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	5,144 sqft (0.118 acres)
Lot Dimensions	105 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	165 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	73 E WHITNEY AVE
City	SHELBY
State	OH
Zip	44875-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1159 49 X
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4037
Census Tract	2600

Owner

Source: Richland County assessment roll, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	73 W WHITNEY AVE, SHELBY, OH 44875-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIRECTIONS CU
Feb 7, 2022	Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Aug 24, 1998 · Amount on Record
Deed Document Number	20221531
Deed Book / Page	2973 / 440
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	73 E WHITNEY AVE, SHELBY, OH 44875-1346
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 E WHITNEY AVE, SHELBY, OH 44875-1346

Mortgage

Document Number	03039/2613
Date	Mar 6, 2026
Book Page	3039/2613
Instrument	202600002463

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2036

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Feb 7, 2022
Property Address	73 E WHITNEY AVE, SHELBY, OH 44875-1346
Document Number	002973/440
Book / Page	2973 / 440
Instrument Date	Feb 2, 2022
Instrument	202200001531
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 WWHITNEY VE, SHELBY, OH 44875

Mortgage

Document Number	202200001532
Date	Feb 7, 2022
Instrument	202200001532

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00	$31,750 (-) Land $3,170 Building $28,580
2024	$1,182.00 (-2.72%) Homeowner's exemption	$31,750 (-) Land $3,170 Building $28,580
2023	$1,215.00 (+25.26%) Homeowner's exemption	$31,750 (+39.81%) Land $3,170 Building $28,580	$90,730 (+39.84%) Land $9,060 Building $81,670
2022	$970.00 Homeowner's exemption	$22,710 Land $3,400 Building $19,310
2020			$64,880 Land $9,710 Building $55,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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