Webster County property record for 73 E Railroad St, Clay, KY 42404
| Property Type | Single Family Home |
|---|---|
| Details | 870 sqft |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000 (Jan 2023) |
| Tax Bill | $263 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0C2-005-019 |
| Primary APN | 0C2-005-019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 870 sqft Finished Area |
| Family Room | Family Room |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 190 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 374 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Account Number | 535 |
|---|---|
| Street Address | 73 E RAILROAD ST |
| City | CLAY |
| State | KY |
| Zip | 42404-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | LADY MARION METZ |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2113 |
| Census Tract | 960300 |
73 E Railroad St is owned by two individuals who bought it in January 2023.
Source: Webster County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 473, CLAY, KY 42404-0473 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on File |
| Deed Sale | Jan 17, 2023 · Amount on File |
| Prior Sale | Mar 1, 2007 · Amount on File |
| Deed Document Number | 2023451394 |
| Deed Book / Page | 318 / 156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Sep 18, 2026 |
| Property Address | 73 E RAILROAD ST, CLAY, KY 42404-2119 |
| Document Number | 0000475166 |
| Book / Page | 413 / 714 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026475166 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 E RAILROAD ST, SIDNEY, NY 13838-1298 |
| Document Number | 0000475166, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 413/714 |
| Instrument | 2026475166 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 9, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 73 E Railroad St was $263.
Source: Webster County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Clay City |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $263.00 | $23,500 | $23,500 |
| 2023 | $265.00 | $23,500 | $23,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 E Railroad St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 E Railroad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY WATER WORKS serves 1,287 people · EPA ID KY1170073 |
|---|---|
| Water Source | Purchased surface water from WEBSTER CO WATER DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 12 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures