73 Crest Pl, Destin, FL 32541 Property Records

Okaloosa County property record for 73 Crest Pl, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,244 sqft · built 1994
Lot Size	0.044 acres (1,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Oct 2019)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-0788-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-0788-0`
Alternative APNs	`00-2S-22-2077-0000-0720` `22S200207700000720`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,244 sqft Living Area
Gross Area	1,406 sqft
1st Floor Area	606 sqft
Upper Floors Area	682 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	1,936 sqft (0.044 acres)
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	73 CREST PL
City	DESTIN
State	FL
Zip	32541-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE TRACE UNIT 72 TOGETHER W/ ADJ AREA VACATED EPA AS PER ORD 24-16-CN #3747485
Legal Subdivision	PINE RIDGE TRACE
Legal Lot Number	720
Legal Unit	72
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23305

Owner

Source: Okaloosa County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 CREST PL, DESTIN, FL 32541-2057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BK
Jan 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2019	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC
Sep 27, 2017	Deed of Trust, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	20193315397
Deed Book / Page	3426 / 4184
Last Transfer Date	Dec 26, 2019
Transfer Doc	0034363102
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jun 24, 2026
Property Address	73 CREST PL, DESTIN, FL 32541-2057
Document Number	0003824142
Instrument Date	May 8, 2026
Instrument	20263824142
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 CREST PL, DESTIN, FL 32541-2057

Mortgage

Document Number	0003824142,
Date	Jun 24, 2026
Instrument	20263824142

Lender

Name	HANCOCK WHITNEY BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 2, 2020
Property Address	73 CREST PL, DESTIN, FL 32541-2057
Document Number	0034363102
Book / Page	003436 / 003102
Instrument Date	Dec 26, 2019
Instrument	3327862
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73 CREST PL DESTIN FL 325412057, DESTIN, FL 32541-2057

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 31, 2019
Property Address	73 CREST PL, DESTIN, FL 32541-2057
Document Number	0034264184
Book / Page	3426 / 4184
Map Reference	MB 7 PG 60
Instrument Date	Oct 28, 2019
Instrument	3315397
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 CREST PL, 73, DESTIN, FL 32541-2057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SIBERT AVE, DESTIN, FL 32541-1526

Mortgage

Document Number	0034264185
Date	Oct 31, 2019
Instrument	3426-4185

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	73 CREST PL, DESTIN, FL 32541-2057
Document Number	0033191335
Book / Page	003319 / 001335
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	NATIONWIDE TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 CREST PL DESTIN FL 325412057, DESTIN, FL 32541-2057

Mortgage

Document Number	0033191335
Date	Sep 27, 2017
Book Page	003319/001335
Instrument	3162463

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+6.83%) Homeowner's exemption	$149,958 (+5.99%)	$195,522 (-7.79%) Land $60,000 Building $135,522
2023	$1,229.00 (+3.1%) Homeowner's exemption	$141,487 (+3%)	$212,044 (+24.43%) Land $70,000 Building $142,044
2022	$1,192.00 Homeowner's exemption	$137,366	$170,415 Land $55,000 Building $115,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 102 condo units
Nearby Flood Claims	65 (1991–2021)
Claims Outside the SFHA	43 of 65
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 10 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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