73 Cottage Rd, Madison, CT 06443 Property Records

Madison Town property record for 73 Cottage Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1920
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Oct 1993)
Tax Bill	$10,038 (2026)
Deeds & Mortgages	Jul 2024 Refinance Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MADI M:31 B:10`

Property Details

APN / Parcel Number

Primary APN	`MADI M:31 B:10`
Alternative APNs	`00172800` `172800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
Gross Area	4,422 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	172800
Street Address	73 COTTAGE RD
City	MADISON
State	CT
Zip	06443-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Block	10
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1008
Census Tract	194101

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 COTTAGE RD, MADISON, CT 06443-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 1993 · Amount on Record
Deed Sale	Oct 21, 1993 · Amount on Record
Prior Sale	Mar 23, 1987 · Amount on Record
Deed Book / Page	582 / 167
Transfer Doc	0582000167
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	73 COTTAGE RD, MADISON, CT 06443-3426
Transaction Type	Mortgage
Record Updated	Aug 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002292-282
Date	Jul 17, 2024
Book Page	2292/282
Instrument	2024-1280

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	73 COTTAGE RD, MADISON, CT 06443-3426
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2230-18
Date	Aug 10, 2021
Book Page	2230/18
Instrument	3039

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,038.00 (+2.81%)	$435,300 (-) Land $108,100 Building $327,200	$912,331 (+199.41%)
2025	$9,764.00	$435,300 (+58.81%) Land $108,100 Building $327,200	$304,710 Land $75,670 Building $229,040
2024	$9,764.00 (+18.86%)
2023	$8,215.00 (+1.91%)	$274,100 (-) Land $83,200 Building $190,900
2022	$8,061.00	$274,100 Land $83,200 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on Cottage Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures