1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Cloverly Pt

73 Cloverly Pt, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 73 Cloverly Pt, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,270 sqft · built 2020
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$350,500 (Aug 2020)
Tax Bill$6,742 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN029011-7950

Property Details

APN / Parcel Number

Primary APN029011-7950

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area2,270 sqft Living Area
Gross Area3,044 sqft
1st Floor Area2,270 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area554 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address73 CLOVERLY PT
CitySAINT AUGUSTINE
StateFL
Zip32092-7655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description92/37-45 WHISPER CREEK PHASE 8 LOT 795 OR5010/806
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 8
Legal Phase8
Legal Block1
Legal Lot Number795
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4040
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-7950

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 26, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 14, 2025Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC
Aug 07, 2020Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2020 · Amount on Record
Deed SaleAug 07, 2020 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Document Number202065207
Deed Book / Page5010 / 806
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655

Mortgage

Document Number0054800790
DateJan 28, 2022
Book Page5480/790
Instrument2022010327
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054021313
DateOct 26, 2021
Book Page5402/1313
Instrument2021116092
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueMay 01, 2051

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655

Mortgage

Document Number0061131344
DateMar 14, 2025
Book Page6113/1344
Instrument2025020019
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
AddressSAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 10, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 07, 2020
Property Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655
Document Number0050100806
Book / Page5010 / 806
Map ReferenceMB 92 PG 37
Instrument DateJul 29, 2020
Instrument2020065207
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,453.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 CLOVERLY PT, SAINT AUGUSTINE, FL 32092-7655

Mortgage

Document Number0005010810
DateAug 07, 2020
Instrument5010/810
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$323,844 (+2.7%)$398,465 (-3.87%) Land $90,000 Building $308,465
2025$6,742.00 (+7.27%) Homeowner's exemption$315,330 (+2.9%)$414,486 (-6.77%) Land $95,000 Building $319,486
2024$6,285.00 (+1.35%) Homeowner's exemption$306,443 (+3%)$444,582 (+7.18%) Land $100,000 Building $344,582
2023$6,201.00 (+1.66%) Homeowner's exemption$297,517 (+3%)$414,807 (+10.41%) Land $84,000 Building $330,807
2022$6,100.00 Homeowner's exemption$288,851$375,681 Land $84,000 Building $291,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cloverly Pt

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures