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73 Cherry St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 73 Cherry St, Gardner, MA 01440 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1880
Square Footage3,203 sqft Living Area
Lot Size8,169 sqft (0.188 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2026)
Tax Bill$5,866.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:R-25 B:0018 L:0027
Alternative APN
  • GARD M:R27 B:23 L:27

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Building Area3,203 sqft Living Area
Gross Area5,835 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialSlate Roof
Lot Area8,169 sqft (0.188 acres)

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address73 CHERRY ST
CityGARDNER
StateMA
Zip01440-2360
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block23
Legal Lot Number27
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup3
Census Block3009
Census Tract707500

Owner

Source: Worcester County and Gardner City records · APN M:R-25 B:0018 L:0027

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address73 CHERRY ST, GARDNER, MA 01440-2360
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STANDARD MORTGAGE
Oct 31, 2025Quit Claim Arm's Length for NE States, Transfer
Aug 08, 2019Deed of Trust, Mortgage · Balloon Payment
FIDELITY COOPERATIVE BANK
Aug 12, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2026 · Amount on Record
Deed SaleJul 27, 2026 · Amount on Record
Prior SaleOct 31, 2025 · Amount on Record
Deed Doc Number202663838
Deed Book / Page73940 / 102
Prior Transfer DateAug 05, 2020
Prior Transfer Doc63010-281
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateJul 27, 2026
Property Address73 CHERRY ST, GARDNER, MA 01440-2360
Document Number0000063838
Book / Page73940 / 102
Instrument DateJul 17, 2026
Instrument202663838
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 CHERRY ST, GARDNER, MA 01440-2360

Mortgage

DateJul 27, 2026
Lender
NameSTANDARD MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

October 2025: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateOct 31, 2025
Property Address73 CHERRY ST, GARDNER, MA 01440-2360
Document Number0072768-90
Book / Page72768 / 90
Instrument DateOct 30, 2025
Instrument95267
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address60 HOUGHTON RD, PRINCETON, MA 01541-1214

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address73 CHERRY ST, GARDNER, MA 01440-2360
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60847-335
DateAug 08, 2019
Book Page60847/335
Instrument78675
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term241 Months
DueSep 01, 2039

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateAug 12, 2020
Property Address73 CHERRY ST, GARDNER, MA 01440-2360
Document Number63010-281
Book / Page063010 / 000281
Instrument DateAug 05, 2020
Instrument90034
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 CHERRY ST GARDNER MA 014402360, GARDNER, MA 01440-2360

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,866.00 (+8.71%)$408,500 (+13.47%) Land $74,200 Building $334,300
2024$5,396.00 (-1.03%)$360,000 (+6.51%) Land $67,500 Building $292,500
2023$5,452.00$338,000 Land $66,500 Building $271,500

Flood & Wildfire

73 Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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