73 Chatham St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 73 Chatham St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,062 sqft · built 1926
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$1,025,000 (Oct 2021)
Tax Bill	$14,971 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Mortgage
APN	`04-00017-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`04-00017-0000-00010`
Alternative APNs	`040001700010` `10312007`

Interior

Stories	2 Stories
Building Area	2,062 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	10312007
Street Address	73 CHATHAM ST
City	CHATHAM
State	NJ
Zip	07928-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	17
Legal Lot Number	10
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4006
Census Tract	42800

Owner

73 Chatham St is owned and occupied by an individual who bought it in October 2021.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	73 CHATHAM ST, CHATHAM, NJ 07928-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed, Transfer · Conventional Mortgage UBS BANK USA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	202186266
Deed Book / Page	24249 / 20
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 20, 2021
Property Address	73 CHATHAM ST, CHATHAM, NJ 07928-2021
Document Number	0242490020
Book / Page	24249 / 20
Instrument Date	Sep 1, 2021
Instrument	2021086266
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NOT AVAILABLE, A ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 FAIRMOUNT AVE, 95, CHATHAM, NJ 07928-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 CHATHAM ST, CHATHAM, NJ 07928-2021

Mortgage

Document Number	2021086267
Date	Oct 20, 2021
Instrument	2021086267

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	12.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	73 CHATHAM ST, CHATHAM, NJ 07928-2021
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240870431
Date	Mar 31, 2021
Book Page	24087/431
Instrument	2021032862

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$924,700 (-) Land $508,700 Building $416,000	$924,700 (-) Land $508,700 Building $416,000
2025		$924,700 Land $508,700 Building $416,000	$924,700 Land $508,700 Building $416,000
2024	$14,971.00
2023		$924,700 Land $508,700 Building $416,000	$924,700 Land $508,700 Building $416,000
2022	$13,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 73 Chatham St; there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Chatham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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