73 Charles St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 73 Charles St, Ilion, NY 13357 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,190 sqft · built 1889
Lot Size0.212 acres (9,240 sqft)
OwnerIndividual Name on File
Last Sale$93,000 (Nov 2021)
Tax Bill$3,959 (2025)
Deeds & MortgagesSep 2025 Refinance
May 2023 Refinance
+ 3 more
APN212801 119.43-3-3

Property Details

APN / Parcel Number

Primary APN212801 119.43-3-3
Alternative APNs
  • 280111904300030030000000
  • 022052140

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,190 sqft Living Area
1st Floor Area1,095 sqft
2nd Floor Area1,095 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions132 ft deep x 70 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area218 sqft
Canopy200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number022052140
Street Address73 CHARLES ST
CityILION
StateNY
Zip13357-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73 CHARLES ST S R1 G SP
Legal Block3
Legal Lot Number3.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3004
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.43-3-3

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address73 CHARLES ST, ILION, NY 13357-1901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FCU
May 09, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Apr 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Nov 29, 2021Deed, Transfer
Nov 26, 2019Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleNov 26, 2019 · Amount on Record
Deed Document Number20216689
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address73 CHARLES ST, ILION, NY 13357-1901
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20253798
DateSep 09, 2025
InstrumentRP2025-3798
Lender
NameFIRST SOURCE FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address73 CHARLES ST, ILION, NY 13357-1901
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20232037
DateMay 09, 2023
InstrumentRP2023-2037
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueJun 01, 2028

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address73 CHARLES ST, ILION, NY 13357-1901
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20222272
DateApr 27, 2022
InstrumentRP2022-2272
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term49 Months
DueMay 01, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateNov 29, 2021
Property Address73 CHARLES ST, ILION, NY 13357-1901
Document Number0020216689
Instrument DateNov 24, 2021
Instrument2021-6689
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 CHARLES ST, ILION, NY 13357-1901

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateNov 26, 2019
Property Address73 CHARLES ST, ILION, NY 13357-1901
Document Number0020195452
Instrument DateNov 08, 2019
Instrument2019-5452
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 W MONTGOMERY ST, ILION, NY 13357-1414

Mortgage

Document Number0020195453
DateNov 26, 2019
Instrument2019-5453
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number0020195452
DateNov 26, 2019
Instrument2019-5452
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,959.00 (+7.35%)$60,500 (-) Land $9,400 Building $51,100$113,296 (+3%) Land $17,603 Building $95,693
2023$60,500 Land $9,400 Building $51,100$110,000 Land $17,091 Building $92,909
2020$3,688.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Nearby Flood Claims2 (2006–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011, river or lake flooding, Remnants Of Tropical Storm Lee

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Charles St

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