Albany County and Colonie Town property record for 73 Cascade Ter, Schenectady, NY 12309 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,909 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2022) |
| Tax Bill | $6,836.00 (2025) |
| Primary APN | 012689 7.4-4-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,909 sqft Living Area |
| 1st Floor | 1,126 sqft 1st Floor |
| 2nd Floor | 783 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 294 sqft Garage |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00700400040430000000 |
|---|---|
| Street Address | 73 CASCADE TER |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1976 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT N-24 RIVER VIEW DR E-71 C-67-96 |
| Legal Subdivision | BROOKHILL SECTION ONE |
| Legal Block | 4 |
| Legal Lot Number | 43.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | COLONIE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 7.4-4-43
Assessment roll updated March 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · Line of Credit BAY VIEW FEDERAL CREDIT UNION |
| Sep 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Deed Doc Number | 202220451 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 07, 2026 |
| Property Address | 73 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Document Number | 0000000659 |
| Instrument Date | May 01, 2026 |
| Instrument | 20268659 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 73 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Document Number | 0000008659, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 20268659 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 73 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | MARATHON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1 ALICE WAGNER WAY 3, 3, SCHENECTADY, NY 12309-3765 |
| Document Number | 0000000452 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | R2022-20452 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,836.00 (+28.96%) | $138,000 (-) Land $34,500 Building $103,500 | $315,800 (+16.7%) Land $78,950 Building $236,850 |
| 2023 | $138,000 (-) Land $34,500 Building $103,500 | $270,600 (+9.32%) Land $67,650 Building $202,950 | |
| 2022 | $138,000 Land $34,500 Building $103,500 | $247,534 Land $61,883 Building $185,651 | |
| 2021 | $5,301.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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