73 Baker Ln, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 73 Baker Ln, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,360 sqft · built 1951
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jan 2023)
Tax Bill	$11,857 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01315-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-01315-0000-00001`
Alternative APNs	`100131500001` `191300`

Interior

Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	191300
Street Address	73 BAKER LN
City	DUMONT
State	NJ
Zip	07628-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X100
Legal Subdivision	MERRITT PARK
Legal Block	1315
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	7
Census Block	7011
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 BAKER LN, DUMONT, NJ 07628-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORPORATION
May 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jan 31, 2023	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ACCEPTANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Mar 15, 2013 · Amount on Record
Deed Document Number	20238946
Deed Book / Page	4921 / 575
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Apr 2, 2026
Property Address	73 BAKER LN, DUMONT, NJ 07628-3134
Document Number	0000021915
Book / Page	5762 / 801
Instrument Date	Mar 19, 2026
Instrument	202621915
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BAKER LN, DUMONT, NJ 07628-3134

Mortgage

Document Number	0057620801,
Date	Apr 2, 2026
Book Page	5762/801
Instrument	202621915

Lender

Name	AMERICAN FEDERAL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	73 BAKER LN, DUMONT, NJ 07628-3134
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 75TH ST, NORTH BERGEN, NJ 07047-6963

Mortgage

Document Number	0049940126
Date	May 15, 2023
Book Page	4994/126
Instrument	2023032453

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2053

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 31, 2023
Property Address	73 BAKER LN, DUMONT, NJ 07628-3134
Document Number	0049210575
Book / Page	4921 / 575
Instrument Date	Dec 22, 2022
Instrument	2023008946
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 BAKER LN, DUMONT, NJ 07628-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BAKER LN, DUMONT, NJ 07628-3134

Mortgage

Document Number	2023008947
Date	Jan 31, 2023
Instrument	2023008947

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	73 BAKER LN, DUMONT, NJ 07628-3134
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043960717
Date	Sep 29, 2021
Book Page	4396/717
Instrument	2021151182

Lender

Name	MORTGAGE ACCEPTANCE CORP
Type	Mortgage Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,000 (+7.36%) Land $318,000 Building $226,000	$544,000 (+7.36%) Land $318,000 Building $226,000
2025	$11,857.00 (+2.02%)	$506,700 (+77.23%) Land $292,000 Building $214,700	$506,700 (+77.23%) Land $292,000 Building $214,700
2024	$11,622.00 (+4.69%)
2023		$285,900 Land $160,000 Building $125,900	$285,900 Land $160,000 Building $125,900
2022	$11,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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