73 Bacon St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 73 Bacon St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,808 sqft · built 1912
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on File
Last Sale	$2,249,000 (Dec 2023)
Tax Bill	$22,875 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:016 B:0081 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:016 B:0081 L:0`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	4,808 sqft Living Area
Gross Area	6,603 sqft
1st Floor Area	708 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	12,066 sqft (0.277 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	73 BACON ST
City	WINCHESTER
State	MA
Zip	01890-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	81
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2021
Census Tract	338300

Owner

73 Bacon St is owned and occupied by two individuals who bought it in December 2023.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	73 BACON ST, WINCHESTER, MA 01890-2617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Mar 7, 2003 · Amount on File
Deed Document Number	2023148650
Deed Book / Page	82358 / 341
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	73 BACON ST, WINCHESTER, MA 01890-2617
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085056-42
Date	Dec 24, 2025
Book Page	85056/42
Instrument	158842

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2031
Index	Other

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	73 BACON ST, WINCHESTER, MA 01890-2617
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085249-445
Date	Feb 20, 2026
Book Page	85249/445
Instrument	18719

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 29, 2023
Property Address	73 BACON ST, WINCHESTER, MA 01890-2617
Document Number	082358-341
Book / Page	82358 / 341
Instrument Date	Dec 29, 2023
Instrument	148650
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	73 BACON ST, WINCHESTER, MA 01890-2617

Mortgage

Document Number	0000148651
Date	Dec 29, 2023
Instrument	148651

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Jan 1, 2031
Max Rate At Change	2.75%
Index	Other

Mortgage

Document Number	082370-118
Date	Jan 4, 2024
Book Page	82370/118

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 73 Bacon St was $22,875, up 10,066.7% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,875.00 (+10,066.67%)	$2,064,500 (+1.45%) Land $964,500 Building $1,100,000	$2,511,470 (+19.87%)
2025	$225.00 (-98.97%)	$2,035,000 (+5.87%) Land $964,500 Building $1,070,500	$2,095,130
2024	$21,779.00 (+0.77%)	$1,922,200 (+4.95%) Land $895,600 Building $1,026,600
2023	$21,612.00	$1,831,500 Land $826,700 Building $1,004,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Bacon St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 47 condo units
Nearby Flood Claims	11 (1978–2010)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Bacon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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