73 38th St, Gobles, MI 49055 Property Records

Allegan County property record for 73 38th St, Gobles, MI 49055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 2017
Lot Size	10.3 acres (448,668 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Sep 2017)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-036-022-20`

Property Details

APN / Parcel Number

Primary APN	`03-036-022-20`
Alternative APN	`03-03-036-022-20`

Interior

Full Baths	2 Baths
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	448,668 sqft (10.3 acres)
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	73 38TH ST
City	GOBLES
State	MI
Zip	49055-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF S 5/8 OF W 1/2 SW 1/4 EX S 985' THEREOF SEC 36 T1N R14W (92)
Legal Range	14W
Legal Township	01N
Legal Section	36
Jurisdiction	ALLEGAN MI
Township / Civil Division	CHESHIRE
Census Block Group	3
Census Block	3034
Census Tract	31002

Owner

73 38th St is owned and occupied by two individuals who bought it in September 2017.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	73 38TH ST, GOBLES, MI 49055-8819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Sep 14, 2017	Deed, Construction Loan · Construction Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2017 · Amount on File
Deed Sale	Sep 14, 2017 · Amount on File
Deed Book / Page	4176 / 341
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	73 38TH ST, GOBLES, MI 49055-8819
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4633/687
Date	Jun 17, 2021
Book Page	4633/687

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 14, 2017
Property Address	73 38TH ST, GOBLES, MI 49055-8819
Document Number	4176/341
Book / Page	4176 / 341
Instrument Date	Sep 8, 2017
Transaction Type	Construction Loan
Record Updated	Aug 3, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5626 N NORDICA AVE, 5626, CHICAGO, IL 60631-3160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 303, ALLEGAN, MI 49010-0303

Mortgage

Document Number	4176343
Date	Sep 14, 2017
Instrument	4176/343

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.61%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.61%
Index	1-Year LIBOR
Max Rate	8.61%

Tax Assessment & Valuation

The 2025 property tax bill for 73 38th St was $4,124 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Cheshire Township
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,000 Land $38,100 Building $200,900	$478,000 Land $76,200 Building $401,800
2025	$4,124.00
2023		$153,100 Land $26,900 Building $126,200	$306,200 Land $53,800 Building $252,400
2020	$2,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloomingdale Communications Fiber	1,000 / 1,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 38th St

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